Ontario County and Geneva City property record for 98 William St, Geneva, NY 14456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1880 |
| Lot Size | 0.049 acres (2,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,000 (Dec 2025) |
| Tax Bill | $3,274 (2026) |
| Deeds & Mortgages | Dec 2025 Sale May 2018 Mortgage + 5 more |
| APN | 320500 104.49-1-25 |
| Primary APN | 320500 104.49-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 732 sqft |
| 2nd Floor Area | 732 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,138 sqft (0.049 acres) |
| Lot Dimensions | 50 ft deep x 42.8 ft wide |
| Porch | Slab |
| Porch Area | 145 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06601820 |
|---|---|
| Street Address | 98 WILLIAM ST |
| City | GENEVA |
| State | NY |
| Zip | 14456-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 51801 |
98 William St is owned by two individuals who bought it in December 2025.
Source: Ontario County and Geneva City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 451 W SWAMP RD, RUSHVILLE, NY 14544-9627 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Warranty Deed, Transfer |
| May 2, 2018 | Deed of Trust, Mortgage USNY BANK |
| May 2, 2018 | Deed of Trust, Mortgage USNY BANK |
| May 2, 2018 | Deed of Trust, Mortgage USNY BANK |
| May 2, 2018 | Deed of Trust, Mortgage USNY BANK |
| May 2, 2018 | Deed of Trust, Mortgage USNY BANK |
| May 2, 2018 | Deed of Trust, Mortgage USNY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on File |
| Deed Sale | Dec 3, 2025 · Amount on File |
| Prior Sale | Apr 4, 2016 · Amount on File |
| Deed Document Number | 2025199 |
| Deed Book / Page | 1571 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Dec 3, 2025 |
| Property Address | 98 WILLIAM ST, GENEVA, NY 14456-2542 |
| Document Number | 001571/172 |
| Book / Page | 1571 / 172 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 202512030199 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 W SWAMP RD, RUSHVILLE, NY 14544-9627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 98 WILLIAM ST, GENEVA, NY 14456-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002824/0000000173 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 0000002824/0000000173 |
| Name | USNY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 98 WILLIAM ST, GENEVA, NY 14456-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002824/0000000173 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 0000002824/0000000173 |
| Name | USNY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 98 WILLIAM ST, GENEVA, NY 14456-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002824/0000000173 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 0000002824/0000000173 |
| Name | USNY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 98 WILLIAM ST, GENEVA, NY 14456-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002824/0000000173 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 0000002824/0000000173 |
| Name | USNY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 98 WILLIAM ST, GENEVA, NY 14456-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002824/0000000173 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 0000002824/0000000173 |
| Name | USNY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 98 WILLIAM ST, GENEVA, NY 14456-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002824/0000000173 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 0000002824/0000000173 |
| Name | USNY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 98 William St was $3,274, up 2.8% from the year before.
Source: Ontario County and Geneva City assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| Municipality | Geneva City |
| Unified School District | Geneva City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,274.00 (+2.76%) | ||
| 2025 | $3,186.00 (-28.52%) | $93,100 (-) Land $3,500 Building $89,600 | $101,196 (+8.7%) Land $3,804 Building $97,392 |
| 2024 | $4,457.00 | $93,100 (+59.15%) Land $3,500 Building $89,600 | $93,100 (+24.13%) Land $3,500 Building $89,600 |
| 2023 | $58,500 Land $3,500 Building $55,000 | $75,000 Land $4,487 Building $70,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 98 William St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY serves 13,334 people · EPA ID NY3401156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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