Barnstable County and Orleans Town property record for 98 West Rd, Orleans, MA 02653
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,487 sqft · built 1972 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $762,500 (Apr 2024) |
| Tax Bill | $4,706 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ORLE M:024.0 B:0120 L:0000.0 |
| Primary APN | ORLE M:024.0 B:0120 L:0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,487 sqft Living Area |
| Gross Area | 2,328 sqft |
| Basement Area | 995 sqft |
| Unfinished Basement | 995 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1211 |
|---|---|
| Street Address | 98 WEST RD |
| City | ORLEANS |
| State | MA |
| Zip | 02653-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 120 |
| Jurisdiction | ORLEANS MA |
| Township / Civil Division | ORLEANS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10400 |
Source: Barnstable County and Orleans Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 TERRACE RD, MILFORD, CT 06460-7771 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 5, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NQM FUNDING LLC |
| May 21, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on Record |
| Deed Sale | Apr 5, 2024 · Amount on Record |
| Prior Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 202412757 |
| Deed Book / Page | 36300 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORLEANS MA |
| Property Address | 98 WEST RD, ORLEANS, MA 02653-3111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 037352-144 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 37352/144 |
| Instrument | 51215 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORLEANS MA |
| Recording Date | Apr 5, 2024 |
| Property Address | 98 WEST RD, ORLEANS, MA 02653-3111 |
| Document Number | 0036300-60 |
| Book / Page | 36300 / 60 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 12757 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 91 TERRACE RD, MILFORD, CT 06460-7771 |
| Document Number | 0000012758 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 12758 |
| Name | NQM FUNDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORLEANS MA |
| Recording Date | May 21, 2021 |
| Property Address | 98 WEST RD, ORLEANS, MA 02653-3111 |
| Document Number | 34135-169 |
| Book / Page | 34135 / 169 |
| Instrument Date | May 21, 2021 |
| Instrument | 34829 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 263 BROOKLYN AVE # 2, 2, BROOKLYN, NY 11213-3302 |
| Document Number | 34830 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 34830 |
| Name | CAPE COD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Orleans Town |
| Secondary School District | Nauset School District (06 - 12) |
| Elementary School District | Orleans School District (KG - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,706.00 (+2.39%) | $754,200 (+5.19%) Land $361,700 Building $392,500 | $710,600 |
| 2024 | $4,596.00 (+11.15%) | $717,000 (+8.01%) Land $354,600 Building $362,400 | |
| 2023 | $4,135.00 | $663,800 Land $328,400 Building $335,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 units insured incl. 4 condo units |
| Nearby Flood Claims | 12 (1978–2018) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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