98 Wendover Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 98 Wendover Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,640 sqft · built 1976
Lot Size	1.27 acres (55,505 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Apr 2019)
Tax Bill	$7,038 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062B2-00-0F-00100`

Property Details

APN / Parcel Number

Primary APN	`062B2-00-0F-00100`
Alternative APN	`26604`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,640 sqft Finished Area
Basement Area	1,640 sqft
Finished Basement	1,568 sqft
Unfinished Basement	72 sqft
Family Room	Family Room
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	55,505 sqft (1.27 acres)
Garage Type	Detached
Garage Area	700 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	144 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	98 WENDOVER LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	KEY WEST 2 F 1
Legal Subdivision	KEY WEST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1003
Census Tract	10501

Owner

98 Wendover Ln is owned and occupied by an individual who bought it in April 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	98 WENDOVER LN, CHARLOTTESVILLE, VA 22911-8442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Apr 16, 2019	Grant Deed, Transfer · Conventional with PMI PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on File
Deed Sale	Apr 16, 2019 · Amount on File
Deed Document Number	20193400
Deed Book / Page	5155 / 126
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	98 WENDOVER LN, CHARLOTTESVILLE, VA 22911-8442
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002500
Date	Feb 28, 2022
Instrument	202200002500

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 16, 2019
Property Address	98 WENDOVER LN, CHARLOTTESVILLE, VA 22911-8442
Document Number	0000003400
Book / Page	005155 / 000126
Instrument Date	Apr 15, 2019
Instrument	3400
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1180 JEFFERSON AVE #2 BROOKLYN NY 112215112, 2, BROOKLYN, NY 11221-5112

Mortgage

Document Number	3402
Date	Apr 16, 2019
Book Page	005155/000135
Instrument	3402

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 98 Wendover Ln was $7,038, down 6.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,038.00 (-6.55%)	$787,200 (-6.56%) Land $134,300 Building $652,900	$787,200 (-6.56%) Land $134,300 Building $652,900
2025	$7,531.00	$842,500 Land $138,300 Building $704,200	$842,500 Land $138,300 Building $704,200
2023	$5,669.00	$663,900 Land $118,500 Building $545,400	$663,900 Land $118,500 Building $545,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Wendover Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Wendover Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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