Richland County property record for 98 Wells Point Dr, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,692 sqft · built 1965 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,010 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02316-01-08 |
| Primary APN | 02316-01-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,692 sqft Heated Area |
| Gross Area | 4,160 sqft |
| 1st Floor Area | 2,439 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Carport |
| Garage Area | 667 sqft |
| Carport | Carport |
| Carport Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00013746 |
|---|---|
| Street Address | 98 WELLS POINT DR |
| City | IRMO |
| State | SC |
| Zip | 29063-9264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT B-1 106.6X126.1X49.4X77.3X67.6X 53.7X33.4X65.8X91.3X99X123 #SU #PR RB1277-1409 |
| Legal Subdivision | BAXTER LAND SURVEYING CO INC |
| Legal Lot Number | B-1 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10310 |
98 Wells Point Dr is owned by an individual who acquired it in October 2022.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 13, 2022 | Intrafamily Transfer, Transfer |
| Mar 15, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2022 |
| Transfer Doc | 0027872265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
| Document Number | 0028661640 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 2866/1640 |
| Instrument | 2023040481 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 13, 2022 |
| Property Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
| Document Number | 0027872265 |
| Book / Page | 2787 / 2265 |
| Map Reference | MB 1277 PG 1409 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022057501 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 15, 2021 |
| Property Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
| Document Number | 0025963668 |
| Book / Page | 2596 / 3668 |
| Map Reference | MB 1277 PG 1409 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021016262 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
The 2025 property tax bill for 98 Wells Point Dr was $6,010.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,010.00 | $782,800 (-) | $1,162,500 (-) Land $539,400 Building $623,100 |
| 2024 | $782,800 (+2,774.98%) | $1,162,500 (+70.78%) Land $539,400 Building $623,100 | |
| 2023 | $5,358.00 | $27,228 | $680,700 |
| 2021 | $5,084.00 | $27,230 | $733,600 Land $462,000 Building $271,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Wells Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 362.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 5 condo units |
| Nearby Flood Claims | 3 (2015–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Wells Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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