98 Water St, #100, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 98 Water St, #100, Lawrence, MA 01841

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	9 ba · 20,243 sqft · built 1910
Lot Size	0.298 acres (12,960 sqft)
Owner	Company Name on Record
Tax Bill	$22,257 (2026)
Deeds & Mortgages	Nov 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`164 0000 0017 A`

Property Details

APN / Parcel Number

Primary APN	`164 0000 0017 A`
Alternative APN	`LAWR M:0164 B:0000 L:0017`

Interior

Full Baths	9 Baths
Units	4 Units
Stories	2 Stories
Building Area	20,243 sqft Total Area
Gross Area	20,271 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Shingles
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,960 sqft (0.298 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	164 0000 0017 A
Street Address	98 WATER ST, 100
City	LAWRENCE
State	MA
Zip	01841-4727
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	I2
Legal Lot Number	17
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3002
Census Tract	251300

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	31 MERRIMACK ST, LAWRENCE, MA 01843-1459
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	98-100 WATER ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16597-334
Date	Nov 10, 2020
Book Page	16597/334
Instrument	31585

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$22,257.00 (-1.11%)	$1,232,400 (+0.81%) Land $218,900 Building $1,013,500
2025	$22,506.00 (+13.93%)	$1,222,500 (+19.86%) Land $209,000 Building $1,013,500
2024	$19,755.00 (+3.53%)	$1,019,900 (+13%) Land $182,700 Building $837,200
2023	$19,081.00	$902,600 Land $152,300 Building $750,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	17 units insured incl. 12 condo units
Nearby Flood Claims	2 (2001–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880