98 Walker St, Whitinsville, MA 01588 Property Records

Worcester County and Northbridge Town property record for 98 Walker St, Whitinsville, MA 01588

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1970
Lot Size	0.494 acres (21,516 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2018)
Tax Bill	$5,171 (2026)
Deeds & Mortgages	Jul 2022 Refinance Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NBRI M:00007 B:00054`

Property Details

APN / Parcel Number

Primary APN	`NBRI M:00007 B:00054`
Alternative APN	`NBTR M:00007 B:00054`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,120 sqft
Basement Area	870 sqft
Unfinished Basement	870 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,516 sqft (0.494 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	98 WALKER ST
City	WHITINSVILLE
State	MA
Zip	01588-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	54
Jurisdiction	NORTHBRIDGE MA
Township / Civil Division	NORTHBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	750100

Owner

98 Walker St is owned and occupied by an individual who bought it in August 2018.

Source: Worcester County and Northbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	98 WALKER ST, WHITINSVILLE, MA 01588-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 24, 2018	Quit Claim Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Deed Book / Page	59309 / 303
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	98 WALKER ST, WHITINSVILLE, MA 01588-1339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00067971-1
Date	Jul 27, 2022
Book Page	67971/1
Instrument	81984

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	98 WALKER ST, WHITINSVILLE, MA 01588-1339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064971-1
Date	Apr 20, 2021
Book Page	64971/1
Instrument	54024

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	98 WALKER ST, WHITINSVILLE, MA 01588-1339
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64971-1
Date	Apr 20, 2021
Book Page	64971/1
Instrument	54024

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	98 WALKER ST, WHITINSVILLE, MA 01588-1339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61353-1
Date	Nov 1, 2019
Book Page	61353/1
Instrument	117245

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBRIDGE MA
Recording Date	Aug 24, 2018
Property Address	98 WALKER ST, WHITINSVILLE, MA 01588-1339
Document Number	59309-303
Book / Page	59309 / 303
Instrument	89482
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	593090306
Date	Aug 24, 2018
Instrument	59309/0306

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 98 Walker St was $5,171, up 4% from the year before.

Source: Worcester County and Northbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northbridge Town
Unified School District	Northbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,171.00 (+4%)	$444,600 (+5.43%) Land $151,500 Building $293,100	$490,580 (-)
2025	$4,972.00	$421,700 Land $144,000 Building $277,700	$490,580 (+5.58%)
2024			$464,645
2023	$5,053.00	$389,900 Land $144,000 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Walker St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Walker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITINSVILLE WATER COMPANY private · serves 7,899 people · EPA ID MA2216000
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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