98 W Vernon Ave, Normal, IL 61761 Property Records

McLean County property record for 98 W Vernon Ave, Normal, IL 61761

Property Summary

Property TypeCommercial Vacant Land
Details16 bd · 6,716 sqft · built 1979
Lot Size0.442 acres (19,875 sqft)
OwnerCompany Name on Record
Tax Bill$9,472 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-28-480-007

Property Details

APN / Parcel Number

Primary APN14-28-480-007

Interior

Bedrooms16 Beds
Total Rooms32 Rooms
Units16 Units
Building Area6,716 sqft Living Area
1st Floor Area3,358 sqft
Basement Area3,358 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,875 sqft (0.442 acres)
Lot Dimensions265 ft deep x 75 ft wide
PorchEnclosed Frame Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address98 W VERNON AVE
CityNORMAL
StateIL
Zip61761-3771
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeR-3A
Legal DescriptionPETERSENS ADD LOT 2
Legal Range02E
Legal Township24N
Legal Section28
Legal SubdivisionPETERSENS ADD
Legal Lot Number2
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1010
Census Tract400

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address608 KINGSLEY ST, A, NORMAL, IL 61761-5807
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address98 W VERNON AVE, NORMAL, IL 61761-3771
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyNOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100020189
DateAug 20, 2021
Instrument2021-00020189
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$127,331 (+2.48%) Land $55,092 Building $72,239$381,993 (+2.48%) Land $165,276 Building $216,717
2024$9,472.00 (-10.92%)
2023$10,633.00$124,245 Land $45,199 Building $79,046$372,735 Land $135,597 Building $237,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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