98 W High St, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 98 W High St, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,547 sqft · built 1965
Lot Size	0.569 acres (24,786 sqft)
Owner	Individual Name on Record
Last Sale	$358,900 (May 2024)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084A 14 10`

Property Details

APN / Parcel Number

Primary APN	`084A 14 10`
Alternative APNs	`815229` `25044`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
Gross Area	3,979 sqft
1st Floor Area	1,547 sqft
Basement Area	1,547 sqft
Unfinished Basement	1,547 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,786 sqft (0.569 acres)
Garage Area	488 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	191 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	98 W HIGH ST
City	STUARTS DRAFT
State	VA
Zip	24477-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	84A-(14)-10 CRESTVIEW SUB DIV LOT 10
Legal Subdivision	CRESTVIEW SUB DIV
Legal Lot Number	10
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2015
Census Tract	71101

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 W HIGH ST, STUARTS DRAFT, VA 24477-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WV
May 23, 2024	Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Jan 18, 2006 · Amount on Record
Deed Document Number	20243150
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	0000003150
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	98 W HIGH ST, STUARTS DRAFT, VA 24477-2762
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000678
Date	Feb 1, 2023
Instrument	230000678

Lender

Name	CITY NATIONAL BANK OF WV

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	May 23, 2024
Property Address	98 W HIGH ST, STUARTS DRAFT, VA 24477-2762
Document Number	0240003150
Instrument Date	May 22, 2024
Instrument	240003150
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 W HIGH ST, STUARTS DRAFT, VA 24477-2762

Mortgage

Document Number	0240003151
Date	May 23, 2024
Instrument	240003151

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00	$289,700 (-) Land $60,000 Building $229,700
2025	$1,506.00 (+10.41%)	$289,700 (+33.75%) Land $60,000 Building $229,700
2024			$289,700 (+33.75%) Land $60,000 Building $229,700
2023	$1,364.00	$216,600 Land $60,000 Building $156,600	$216,600 Land $60,000 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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