98 W Central Ave, Delaware, OH 43015 Property Records

Delaware County property record for 98 W Central Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,396 sqft · built 1885
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Apr 2019)
Tax Bill	$6,979 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-432-13-019-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-13-019-000`
Alternative APN	`143171.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	1,212 sqft
Upper Floors Area	1,184 sqft
Basement Area	606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	101 ft deep x 55 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	197 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	98 W CENTRAL AVE
City	DELAWARE
State	OH
Zip	43015-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2119,2120
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	2119,
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2010
Census Tract	10100

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 W CENTRAL AVE, DELAWARE, OH 43015-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 19, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 26, 2017	Trustee's Deed, Construction Loan · Line of Credit FIDELITY FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	20199250
Deed Book / Page	1631 / 158
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	98 W CENTRAL AVE, DELAWARE, OH 43015-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030748
Date	Aug 17, 2020
Book Page	1758/1099
Instrument	202000030748

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 19, 2019
Property Address	98 W CENTRAL AVE, DELAWARE, OH 43015-1906
Document Number	0000009250
Book / Page	1631 / 0158
Map Reference	MB 2 PG 276
Instrument Date	Apr 2, 2019
Instrument	201900009250
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 182661, COLUMBUS, OH 43218-2661

Mortgage

Document Number	0000009251
Date	Apr 19, 2019
Instrument	201900009251

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 20, 2017
Property Address	98 W CENTRAL AVE, DELAWARE, OH 43015-1906
Document Number	0000033177
Book / Page	001540 / 001752
Instrument Date	Nov 8, 2017
Instrument	33177
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	CROWN SEARCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6577 CAROL STREAM IL 601976577, CAROL STREAM, IL 60197-6577

Mortgage

Document Number	33178
Date	Nov 20, 2017
Book Page	001540/001754
Instrument	33178

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 26, 2017
Property Address	98 W CENTRAL AVE, DELAWARE, OH 43015-1906
Book / Page	001529 / 001473
Instrument Date	Sep 19, 2017
Instrument	27511
Transaction Type	Construction Loan
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 W CENTRAL AVE DELAWARE OH 430151906, DELAWARE, OH 43015-1906

Mortgage

Document Number	0000027511
Date	Sep 26, 2017
Book Page	001529/001473
Instrument	27511

Lender

Name	FIDELITY FED'L S&L
Type	Federal Savings Bank
Address	DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,979.00 (+5.38%)	$140,250 (-) Land $16,100 Building $124,150	$400,700 (-) Land $46,000 Building $354,700
2024	$6,623.00 (-0.2%) Homeowner's exemption	$140,250 (-) Land $16,100 Building $124,150
2023	$6,636.00 Homeowner's exemption	$140,250 Land $16,100 Building $124,150	$400,700 Land $46,000 Building $354,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2023)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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