98 Vincent Cir, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 98 Vincent Cir, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 1998
Lot Size	0.573 acres (24,959 sqft)
Owner	Individual Name on File
Last Sale	$142,600 (May 1998)
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`44-15B-00027`

Property Details

APN / Parcel Number

Primary APN	`44-15B-00027`
Alternative APN	`WORC M:44 B:15B L:00027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Gross Area	3,387 sqft
1st Floor Area	1,829 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,959 sqft (0.573 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	44-15B-00027
Street Address	98 VINCENT CIR
City	WORCESTER
State	MA
Zip	01604-3462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	15B
Legal Lot Number	27
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1009
Census Tract	732802

Owner

Source: Worcester County and Worcester City records · APN 44-15B-00027

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 VINCENT CIR, WORCESTER, MA 01604-3462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 1998 · Amount on Record
Deed Sale	May 04, 1998 · Amount on Record
Prior Sale	Apr 29, 1996 · Amount on Record
Deed Book / Page	19907 / 67
Transfer Doc	51950-22
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	98 VINCENT CIR, WORCESTER, MA 01604-3462
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62794-1
Date	Jul 14, 2020
Book Page	62794/1
Instrument	75619

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,042.00 (+3.38%)	$533,900 (+12.4%) Land $119,600 Building $414,300	$523,925 (+6.41%)
2024			$492,385
2023	$6,812.00	$475,000 Land $104,000 Building $371,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277328021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 240 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.