Henry County property record for 98 Victor St, Ridgeway, VA 24148
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 947 sqft · built 1948 |
| Owner | Individual Name on File |
| Last Sale | $35,730 (Apr 2015) |
| Tax Bill | $190 (2025) |
| Deeds & Mortgages | Sep 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 166070000 |
| Primary APN | 166070000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 947 sqft Living Area |
| Year Built | Built 1948 |
|---|
| Street Address | 98 VICTOR ST |
|---|---|
| City | RIDGEWAY |
| State | VA |
| Zip | 24148-3499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | MASON HGTS LOT 39 |
| Legal Subdivision | MASON HGT |
| Legal Lot Number | 39 |
| Jurisdiction | HENRY VA |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10602 |
98 Victor St is owned and occupied by an individual who bought it in April 2015.
Source: Henry County records, as of October 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 VICTOR ST, RIDGEWAY, VA 24148-3499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2015 · Amount on File |
| Deed Sale | Apr 27, 2015 · Amount on File |
| Deed Document Number | 0015001675 |
| Deed Book / Page | 1500 / 1675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY VA |
| Property Address | 98 VICTOR ST, RIDGEWAY, VA 24148-3499 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230003656 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 230003656 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 98 Victor St was $190.
Source: Henry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Henry County |
| Unified School District | Henry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190.00 | $34,400 Land $6,500 Building $27,900 | |
| 2023 | $190.00 | $34,400 Land $6,500 Building $27,900 | $34,400 Land $6,500 Building $27,900 |
| 2021 | $34,400 Land $6,500 Building $27,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Victor St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Victor St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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