98 Valley Rd, Hickory, NC 28601 Property Records

Alexander County property record for 98 Valley Rd, Hickory, NC 28601 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,996 sqft · built 1972
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on File
Tax Bill$1,956 (2026)
Deeds & MortgagesOct 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0307075 03888

Property Details

APN / Parcel Number

Primary APN0307075 03888
Alternative APNs
  • 9344962
  • 3888

Interior

Stories1 Story
Building Area1,996 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Pool TypePool Type
Pool Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Account Number9344962
Street Address98 VALLEY RD
CityHICKORY
StateNC
Zip28601-6800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 3715 SUBMAP 37 BLOCK 8008 (PIN) 1 LAKEMONT B12B 0129
Legal SubdivisionLAKEMONT PARK SUBDIVISION
Legal Block8008
Legal Lot Number3
JurisdictionALEXANDER NC
Township / Civil DivisionWITTENBURG
Census Block Group3
Census Block3014
Census Tract40700

Owner

Source: Alexander County records · APN 0307075 03888

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 VALLEY RD, HICKORY, NC 28601-6800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2021Intrafamily Transfer, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Oct 31, 2018Warranty Deed, Transfer · FHA Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2021
Deed SaleOct 07, 2021
Prior SaleOct 31, 2018 · Amount on Record
Deed Book / Page645 / 358
Prior Transfer DateOct 01, 2021
Prior Transfer Doc0645000358
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALEXANDER NC
Recording DateOct 07, 2021
Property Address98 VALLEY RD, HICKORY, NC 28601-6800
Document Number0006450358
Book / Page645 / 358
Map ReferenceMB 2 PG 129
Instrument DateOct 01, 2021
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 VALLEY RD, HICKORY, NC 28601-6800

Mortgage

Document Number0000645361
DateOct 07, 2021
Instrument645/361
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALEXANDER NC
Recording DateOct 31, 2018
Property Address98 VALLEY RD, HICKORY, NC 28601-6800
Document Number0006120784
Book / Page0612 / 0784
Map ReferenceMB 2 PG 129
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2535 US 70 E, 2535, MORGANTON, NC 28655-6930

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 VALLEY RD, HICKORY, NC 28601-6800

Mortgage

Document Number0006120786
DateOct 31, 2018
Instrument0612/0786
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Alexander County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlexander County
Unified School DistrictAlexander County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,956.00 (-2.4%)$282,328 (-) Land $25,850 Building $256,478
2025$2,004.00 (-14.76%)$282,328 (-) Land $25,850 Building $256,478
2023$2,351.00$282,328 Land $25,850 Building $256,478$282,328 Land $25,850 Building $256,478

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alexander County (37003C), updated January 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370030407003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 9 individual NFIP policies nearby
Nearby Flood Policies9 in force
4 of 9 on primary residences
Nearby Flood Claims1 (2013)
Most Recent ClaimMay 2013, rainfall accumulation

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Valley Rd

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