Norfolk County and Norfolk Town property record for 98 Union St, Norfolk, MA 02056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,456 sqft · built 1973 |
| Lot Size | 1.1 acres (48,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Jun 2025) |
| Tax Bill | $9,978 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NORF M:0013 B:0046 L:0040 |
| Primary APN | NORF M:0013 B:0046 L:0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,556 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,225 sqft (1.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 98 UNION ST |
|---|---|
| City | NORFOLK |
| State | MA |
| Zip | 02056-1782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | IRWIN ST |
| Legal Block | 46 |
| Legal Lot Number | 40 |
| Jurisdiction | NORFOLK MA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 409102 |
98 Union St is owned and occupied by two individuals who bought it in June 2025.
Source: Norfolk County and Norfolk Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 UNION ST, NORFOLK, MA 02056-1782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Nov 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on File |
| Deed Sale | Jun 17, 2025 · Amount on File |
| Prior Sale | Dec 30, 2024 · Amount on File |
| Deed Document Number | 20251554194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORFOLK MA |
| Recording Date | Jun 17, 2025 |
| Property Address | 98 UNION ST, NORFOLK, MA 02056-1782 |
| Document Number | 0001554194 |
| Instrument Date | Jun 17, 2025 |
| Instrument | 1554194 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 98 UNION ST, NORFOLK, MA 02056-1782 |
| Document Number | 0001554195 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 1554195 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORFOLK MA |
| Recording Date | Nov 1, 2021 |
| Property Address | 98 UNION ST, NORFOLK, MA 02056-1782 |
| Document Number | 1490807 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1490807 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 98 UNION ST, NORFOLK, MA 02056-1782 |
| Investor | Possibly a Property Investor |
| Document Number | 1490808 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 1490808 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 98 Union St was $9,978, up 2.4% from the year before.
Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Norfolk Town |
| Secondary School District | King Philip School District (07 - 12) |
| Elementary School District | Norfolk School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,978.00 (+2.38%) | $671,000 (+9.95%) Land $284,700 Building $386,300 | $722,665 (-1.08%) |
| 2025 | $9,746.00 (+7.55%) | $610,300 (+4.86%) Land $228,100 Building $382,200 | $730,550 |
| 2024 | $9,062.00 (+1.63%) | $582,000 (+7.1%) Land $232,900 Building $349,100 | |
| 2023 | $8,917.00 | $543,400 Land $232,900 Building $310,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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