Stone County property record for 98 Turtle Cove Ln, Reeds Spring, MO 65737
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft · built 1978 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,300 (Dec 2016) |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-9.0-31-000-000-131.001 |
| Primary APN | 11-9.0-31-000-000-131.001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,029 sqft (2.48 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 98 TURTLE COVE LN |
|---|---|
| City | REEDS SPRING |
| State | MO |
| Zip | 65737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1 |
| Legal Description | BEG AT A PT ON E. LINE NE SE, BEING S 30 FROM NE COR THEREOF, S 373, W 290, N 373E 290, TO POB |
| Legal Range | 23 |
| Legal Township | 23 |
| Legal Section | 31 |
| Jurisdiction | STONE MO |
| Township / Civil Division | RUTH B RURAL |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 90502 |
98 Turtle Cove Ln is owned by an individual who bought it in December 2016.
Source: Stone County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 66, KIMBERLING CITY, MO 65686-0066 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 1, 2022 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Aug 17, 2017 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on File |
| Deed Sale | Dec 21, 2016 · Amount on File |
| Deed Document Number | 201618844 |
| Prior Transfer Date | Dec 16, 2016 |
| Prior Transfer Doc | 0000018844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Sep 2, 2026 |
| Property Address | 98 TURTLE COVE LN, REEDS SPRING, MO 65737 |
| Document Number | 0000010523 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202610523 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 TURTLE COVE LN, REEDS SPRING, MO 65737 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 98 TURTLE COVE LN, REEDS SPRING, MO 65737 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200009906 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 202200009906 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | BRANSON, MO 65616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 98 TURTLE COVE LN, REEDS SPRING, MO 65737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700011695 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 201700011695 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jul 11, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 98 Turtle Cove Ln was $768.
Source: Stone County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Unified School District | Reeds Spring R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $768.00 | $15,690 | $82,600 Land $8,800 Building $73,800 |
| 2023 | $767.00 | $15,690 | $82,600 Land $8,800 Building $73,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Turtle Cove Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 Turtle Cove Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELODY MANOR SUBDIVISION private · serves 40 people · EPA ID MO5031145 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 12 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2023 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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