98 Trace Rd, Newton, WV 25266 Property Records

Roane County property record for 98 Trace Rd, Newton, WV 25266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2026)
Tax Bill	$1,049 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-15-0065.0000`

Property Details

APN / Parcel Number

Primary APN	`02-15-0065.0000`
Alternative APNs	`44-02-0015-0065-0000` `4402 15006500000000` `44-02-15-0065.0000` `20554901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	3,360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20554901
Street Address	98 TRACE RD
City	NEWTON
State	WV
Zip	25266-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 SUR HOLLYWOOD
Jurisdiction	ROANE WV
Township / Civil Division	III
Census Block Group	3
Census Block	3001
Census Tract	963100

Owner

98 Trace Rd is owned and occupied by an individual who bought it in June 2026.

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	98 TRACE RD, NEWTON, WV 25266-9104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
Apr 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Nov 6, 2013	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Oct 3, 2007	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Jun 10, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2024	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 26, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Sep 10, 2024 · Amount on File
Deed Document Number	20262206235
Deed Book / Page	698 / 264
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000344/666
Date	Mar 26, 2018
Book Page	344/666
Instrument	2148688

Lender

Name	VICTORIAN FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TRACE RD, NEWTON, WV 25266-9104

Mortgage

Document Number	000384/527
Date	Apr 30, 2025
Book Page	384/527
Instrument	2200331

Lender

Name	PEOPLES BANK
Type	Bank
Address	138 PUTNAM ST, MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TRACE RD, NEWTON, WV 25266-9104

Mortgage

Document Number	000319/637
Date	Nov 6, 2013
Book Page	319/637
Instrument	2110222

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2043

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 TRACE RD, NEWTON, WV 25266-9260

Mortgage

Document Number	0000280/56
Date	Oct 3, 2007
Book Page	280/56
Instrument	2059296

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2037

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Jun 10, 2026
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Document Number	000698/264
Book / Page	698 / 264
Instrument Date	May 28, 2026
Instrument	20262206235
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TRACE RD, NEWTON, WV 25266-9104
Investor	Possibly a Property Investor

Mortgage

Document Number	0002206235,
Date	Jun 10, 2026
Book Page	389/540
Instrument	20262206235

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE WV
Recording Date	Sep 10, 2024
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Document Number	000663/738
Book / Page	663 / 738
Instrument Date	Aug 29, 2024
Instrument	2195744
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TRACE RD, NEWTON, WV 25266-9104

Mortgage

Document Number	000381/548
Date	Sep 10, 2024
Book Page	381/548
Instrument	2195745

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE WV
Recording Date	Mar 28, 2023
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Document Number	000640/416
Book / Page	640 / 416
Map Reference	DB 565 PG 634
Instrument Date	Mar 24, 2023
Instrument	2186828
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TRACE RD, NEWTON, WV 25266-9104

Mortgage

Document Number	000374/364
Date	Mar 28, 2023
Book Page	374/364
Instrument	2186829

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Mar 26, 2019
Property Address	98 TRACE RD, NEWTON, WV 25266-9104
Document Number	000565/634
Book / Page	565 / 634
Map Reference	DB 504 PG 246
Instrument Date	Mar 20, 2018
Instrument	2148687
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 98 Trace Rd was $1,049, up 12.6% from the year before.

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,049.00 (+12.55%)	$119,880 (+12.95%) Land $12,960 Building $106,920	$199,800 (+12.95%) Land $21,600 Building $178,200
2025	$932.00	$106,140 Land $12,180 Building $93,960	$176,900 Land $20,300 Building $156,600
2023	$885.00 (+1.96%)	$99,540 (+2.79%) Land $11,280 Building $88,260	$165,900 (+2.79%) Land $18,800 Building $147,100
2022	$868.00	$96,840 Land $10,860 Building $85,980	$161,400 Land $18,100 Building $143,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Trace Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1997–2016)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Trace Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 66% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: T-Mobile, Verizon.

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