98 Towle Hill Rd, Alta, CA 95701 Property Records

Placer County property record for 98 Towle Hill Rd, Alta, CA 95701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1982
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Nov 2020)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-191-020-000`

Property Details

APN / Parcel Number

Primary APN	`062-191-020-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Construction Type	Frame
Lot Area	126,324 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	98 TOWLE HILL RD
City	ALTA
State	CA
Zip	95701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	2.9 AC PAR C PMOR 16 102
Legal Subdivision	PARCEL MAP NO 72437
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	1
Census Block	1106
Census Tract	22013

Owner

98 Towle Hill Rd is owned and occupied by an individual who bought it in November 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	98 TOWLE HILL RD, ALTA, CA 95701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 27, 2018	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	2020134439
Prior Transfer Date	Mar 5, 2010
Prior Transfer Doc	0000017511
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	98 TOWLE HILL RD, ALTA, CA 95701
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065954
Date	Sep 4, 2019
Instrument	2019-0065954

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 18, 2020
Property Address	98 TOWLE HILL RD, ALTA, CA 95701
Document Number	0000134439
Map Reference	MB 16 PG 102
Instrument Date	Oct 21, 2020
Instrument	2020-0134439
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TOWLE HILL RD, ALTA, CA 95701

Mortgage

Document Number	0000134440
Date	Nov 18, 2020
Instrument	2020-0134440

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 27, 2018
Property Address	98 TOWLE HILL RD, ALTA, CA 95701
Document Number	0000046037
Map Reference	,MB16 PG102
Instrument Date	Jun 22, 2018
Instrument	2018-0046037
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 TOWLE HILL RD, ALTA, CA 95701

Mortgage

Document Number	0000046038
Date	Jun 27, 2018
Instrument	2018-0046038

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 98 Towle Hill Rd was $3,458 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Alta-Dutch Flat Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$351,094 (+2%) Land $110,406 Building $240,688
2025	$3,458.00 Homeowner's exemption	$344,211 Land $108,242 Building $235,969
2023	$3,429.00 (+1.84%) Homeowner's exemption	$330,847 Land $104,040 Building $226,807
2022	$3,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 Towle Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Towle Hill Rd is extreme, ranking above 97.2% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.2% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
SmarterBroadband Fixed Wireless	25 / 5

May also be available: AT&T.

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