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98 Tower Dr, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 98 Tower Dr, Stevensville, MD 21666 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,116 sqft · built 1990
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Last Sale$569,000 (Sep 2007)
Tax Bill$5,045 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-092899

Property Details

APN / Parcel Number

Primary APN04-092899
Alternative APNs
  • 4092899
  • 092899

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,116 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area50 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number092899
Street Address98 TOWER DR
CitySTEVENSVILLE
StateMD
Zip21666-3975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4-B BLOCK R, PLAT 9 TOWER GARDENS
Legal SubdivisionTOWER GARDENS
Legal BlockR
Legal Lot Number4B
JurisdictionQUEEN ANNE'S MD
Township / Civil Division4, KENT ISLAND
Census Block Group2
Census Block2017
Census Tract810902

Owner

Source: Queen Anne's County records · APN 04-092899

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 TOWER DR, STEVENSVILLE, MD 21666-3975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
STATE EMP CU/MD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2007 · Amount on Record
Deed SaleSep 05, 2007 · Amount on Record
Prior SaleJul 14, 1998 · Amount on Record
Deed Document Number200771190
Deed Book / Page1721 / 313
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address98 TOWER DR, STEVENSVILLE, MD 21666-3975
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038750252
DateOct 28, 2021
Book Page3875/252
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressSTEVENSVILLE, MD 21666
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueOct 11, 2031

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address98 TOWER DR, STEVENSVILLE, MD 21666-3975
Document Number0028930095
Instrument DateApr 27, 2018
Transaction TypeMortgage
Record UpdatedMay 14, 2018
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 TOWER DR STEVENSVILLE MD 216663975, STEVENSVILLE, MD 21666-3975

Mortgage

Document Number0028930095
DateMay 03, 2018
Book Page002893/000095
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 02, 2033

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$576,800 (+27.33%) Land $187,000 Building $389,800$576,800 (+27.33%) Land $187,000 Building $389,800
2025$5,045.00 (+18.23%)
2023$4,267.00$453,000 Land $157,000 Building $296,000$453,000 Land $157,000 Building $296,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358109022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 89 individual NFIP policies nearby
Nearby Flood Policies89 in force
Nearby Flood Claims42 (1981–2018)
Claims Outside the SFHA11 of 42
Most Recent ClaimFeb 2018, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 25 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 83% of Maryland
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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