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98 Tocopilla St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 98 Tocopilla St, Punta Gorda, FL 33983 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,831 sqft Living Area
Lot Size9,599 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$210,000 (2016)
Tax Bill$2,356.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-23-05-135-005
Alternative APNs
  • 0095262-110360-4
  • 10004607978

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,831 sqft Living Area
Gross Area2,556 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1988
Architectural StyleOther Style
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area9,599 sqft (0.22 acres)
Driveway1 Driveway
Driveway Area1 sqft Driveway
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
PorchFinished/Screened Porch
Porch Area284 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number10004607978
Old Parcel Number00952621103604
Street Address98 TOCOPILLA ST
CityPUNTA GORDA
StateFL
Zip33983-4261
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPGI 020 0614 0016 PUNTA GORDA ISLES SEC20 BLK614 LT16 684/950 975/1654 1350/49 DC3843/1703-JHW DC3843/1704-EW
Legal Range23E
Legal Township40S
Legal Section05
Legal SubdivisionPUNTA GORDA ISLES
Legal Block614
Legal Lot Number16
JurisdictionCHARLOTTE FL
Minor Civil DivisionPORT CHARLOTTE
Census Blockgroup3
Census Block3005
Census Tract20103

Owner

Source: Charlotte County records · APN 40-23-05-135-005

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address98 TOCOPILLA ST, PUNTA GORDA, FL 33983-4261
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MERIDIAN HOME MORTGAGE CORP
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2016 · Amount on Record
Deed SaleMay 10, 2016 · Amount on Record
Prior SaleJul 02, 2015 · Amount on Record
Deed Doc Number2435839
Deed Book / Page4080 / 1615
Record RefreshedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address98 TOCOPILLA ST, PUNTA GORDA, FL 33983-4261
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyRESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044981764
DateOct 29, 2019
Book Page4498/1764
Instrument2755640
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address98 TOCOPILLA ST, PUNTA GORDA, FL 33983-4261
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyHOMEOWNERS TITLE COMPANY, HOMETOWN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 TOCOPILLA ST, PUNTA GORDA, FL 33983-4261

Mortgage

Document Number0048120792
DateJul 27, 2021
Book Page4812/792
Instrument2977205
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term142 Months
DueMay 01, 2033

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,356.00 (-25.49%) Homeowner's exemption$196,209 (+5.99%)$264,531 (+5.94%) Land $45,000 Building $219,531
2023$3,162.00 (+7.81%) Homeowner's exemption$185,125 (+3%)$249,699 (+5.6%) Land $38,000 Building $211,699
2022$2,933.00 Homeowner's exemption$179,733$236,468 Land $27,200 Building $209,268

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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