98 Thorncliffe Dr, Rochester, NY 14617 Property Records

Monroe County and Irondequoit Town property record for 98 Thorncliffe Dr, Rochester, NY 14617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,203 sqft · built 1941
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Tax Bill	$5,962 (2026)
Deeds & Mortgages	Oct 2019 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263400 076.10-2-64`

Property Details

APN / Parcel Number

Primary APN	`263400 076.10-2-64`
Alternative APN	`09949700000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,203 sqft Living Area
1st Floor Area	708 sqft
Upper Floors Area	495 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09949700000
Street Address	98 THORNCLIFFE DR
City	ROCHESTER
State	NY
Zip	14617-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0013-14-07 GREEN ACRES 3 L87 00
Legal Subdivision	GREEN ACRES
Legal Block	2
Legal Lot Number	64.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	1
Census Block	1005
Census Tract	10300

Owner

98 Thorncliffe Dr is owner-occupied and held in a trust since October 2019.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	98 THORNCLIFFE DR, ROCHESTER, NY 14617-5651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 5, 2019
Transfer Doc	0000000702
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Oct 21, 2019
Property Address	98 THORNCLIFFE DR, ROCHESTER, NY 14617-5651
Document Number	0000000702
Book / Page	012257 / 000170
Instrument Date	Aug 5, 2019
Instrument	702
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	989 THORNCLIFFE DR ROCHESTER NY 14617, ROCHESTER, NY 14617

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	98 THORNCLIFFE DR, ROCHESTER, NY 14617-5651
Document Number	0000000269
Book / Page	027404 / 000525
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 THORNCLIFFE DR ROCHESTER NY 146175651, ROCHESTER, NY 14617-5651

Mortgage

Document Number	0000000269
Date	Nov 21, 2017
Book Page	027404/000525
Instrument	269

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 98 Thorncliffe Dr was $5,962 with exemptions applied, up 51.3% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,962.00 (+51.32%) Homeowner's exemption Senior Citizen's exemption
2025	$3,940.00	$155,000 Land $34,000 Building $121,000	$184,500 Land $40,471 Building $144,029
2023		$155,000 (+30.14%) Land $34,000 Building $121,000	$155,000 (+1.51%) Land $34,000 Building $121,000
2022		$119,100 Land $32,500 Building $86,600	$152,700 Land $41,669 Building $111,031
2021	$3,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Thorncliffe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 98 Thorncliffe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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