West Haven City property record for 98 Thomas St, West Haven, CT 06516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,113 sqft · built 1920 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Nov 2024) |
| Tax Bill | $5,975 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Feb 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 11533 |
| Primary APN | 11533 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,113 sqft Living Area |
| Gross Area | 1,711 sqft |
| 1st Floor Area | 513 sqft |
| Basement Area | 450 sqft |
| Unfinished Basement | 450 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 11533 |
|---|---|
| Street Address | 98 THOMAS ST |
| City | WEST HAVEN |
| State | CT |
| Zip | 06516-6154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SDD |
| Legal Block | 35 |
| Jurisdiction | WEST HAVEN CT |
| Township / Civil Division | WEST HAVEN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 155100 |
98 Thomas St is owned and occupied by two individuals who bought it in November 2024.
Source: West Haven City records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 THOMAS ST, WEST HAVEN, CT 06516-6154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK |
| Feb 9, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Prior Sale | Apr 12, 2013 · Amount on File |
| Deed Book / Page | 2002 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | Nov 1, 2024 |
| Property Address | 98 THOMAS ST, WEST HAVEN, CT 06516-6154 |
| Document Number | 002002-283 |
| Book / Page | 2002 / 283 |
| Instrument Date | Oct 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0002002286 |
|---|---|
| Date | Nov 1, 2024 |
| Instrument | 2002/286 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | Feb 9, 2023 |
| Property Address | 98 THOMAS ST, WEST HAVEN, CT 06516-6154 |
| Document Number | 001959-796 |
| Book / Page | 1959 / 796 |
| Instrument Date | Jan 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1082 WHITNEY AVE, HAMDEN, CT 06517-3400 |
The 2025 property tax bill for 98 Thomas St was $5,975.
Source: West Haven City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | West Haven City |
| Unified School District | West Haven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,975.00 | $173,040 Land $66,010 Building $107,030 | $247,200 Land $94,300 Building $152,900 |
| 2024 | $5,975.00 (+30.15%) | ||
| 2023 | $4,591.00 (+1.93%) | $98,700 (-0.07%) Land $45,710 Building $52,990 | |
| 2022 | $4,504.00 | $98,770 Land $45,780 Building $52,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Thomas St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 98 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures