Worcester County and Worcester City property record for 98 Sunderland Rd, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,497 sqft · built 1890 |
| Lot Size | 0.83 acres (36,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Feb 2019) |
| Tax Bill | $5,737 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-08C-00020 |
| Primary APN | 34-08C-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,497 sqft Living Area |
| Gross Area | 3,163 sqft |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 270 sqft |
| Unfinished Basement | 270 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,146 sqft (0.83 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 34-08C-00020 |
|---|---|
| Street Address | 98 SUNDERLAND RD |
| City | WORCESTER |
| State | MA |
| Zip | 01604-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 8C |
| Legal Lot Number | 20 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 732801 |
98 Sunderland Rd is owned and occupied by two individuals who bought it in February 2019.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 SUNDERLAND RD, WORCESTER, MA 01604-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Feb 25, 2019 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2019 · Amount on File |
| Deed Sale | Feb 25, 2019 · Amount on File |
| Prior Sale | Jul 30, 2004 · Amount on File |
| Deed Document Number | 201916461 |
| Deed Book / Page | 60077 / 317 |
| Prior Transfer Date | Feb 22, 2019 |
| Prior Transfer Doc | 060077-317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 98 SUNDERLAND RD, WORCESTER, MA 01604-2458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 065589-168 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 65589/168 |
| Instrument | 96451 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 98 SUNDERLAND RD, WORCESTER, MA 01604-2458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0067667-19 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 67667/19 |
| Instrument | 58561 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 98 SUNDERLAND RD, WORCESTER, MA 01604-2458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0069228-11 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 69228/11 |
| Instrument | 44467 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 98 SUNDERLAND RD, WORCESTER, MA 01604-2458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61744-73 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 61744/73 |
| Instrument | 4255 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Feb 25, 2019 |
| Property Address | 98 SUNDERLAND RD, WORCESTER, MA 01604-2458 |
| Document Number | 60077-317 |
| Book / Page | 060077 / 000317 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 16461 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,482.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 SUNDERLAND RD WORCESTER MA 016042458, WORCESTER, MA 01604-2458 |
| Document Number | 60077-320 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 060077/000320 |
| Instrument | 16462 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2049 |
The 2026 property tax bill for 98 Sunderland Rd was $5,737, up 4.3% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,737.00 (+4.35%) | $432,000 (+3.65%) Land $131,100 Building $300,900 | $468,911 (-1.32%) |
| 2025 | $5,498.00 | $416,800 Land $121,000 Building $295,800 | $475,190 (+6.15%) |
| 2024 | $447,640 | ||
| 2023 | $5,111.00 | $356,400 Land $105,400 Building $251,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Sunderland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Sunderland Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures