98 Sumner St, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 98 Sumner St, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,935 sqft · built 1962
Lot Size	0.47 acres (20,460 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Jul 2020)
Tax Bill	$10,285 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`MILT M:C B:066 L:6`

Property Details

APN / Parcel Number

Primary APN	`MILT M:C B:066 L:6`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	3,281 sqft
Basement Area	1,300 sqft
Unfinished Basement	894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,460 sqft (0.47 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	98 SUMNER ST
City	MILTON
State	MA
Zip	02186-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	66
Legal Lot Number	6
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	5
Census Block	5001
Census Tract	416200

Owner

98 Sumner St is owned and occupied by two individuals who bought it in July 2020.

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 SUMNER ST, MILTON, MA 02186-2555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Aug 3, 1989 · Amount on File
Deed Document Number	202073211
Deed Book / Page	38134 / 353
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	38134-353
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jul 24, 2020
Property Address	98 SUMNER ST, MILTON, MA 02186-2555
Document Number	38134-353
Book / Page	038134 / 000353
Instrument Date	Jul 20, 2020
Instrument	73211
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SUMNER ST MILTON MA 021862555, MILTON, MA 02186-2555

Mortgage

Document Number	38134-355
Date	Jul 24, 2020
Book Page	038134/000355
Instrument	73212

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 98 Sumner St was $10,285, up 2.3% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,285.00 (+2.34%)	$927,400 (+0.77%) Land $436,600 Building $490,800	$1,006,050
2024	$10,050.00 (+6.28%)	$920,300 (+10.95%) Land $415,800 Building $504,500
2023	$9,456.00	$829,500 Land $396,100 Building $433,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Sumner St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1978–2018)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Nov 2018
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Sumner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Netafy Fixed Wireless	400 / 150

May also be available: T-Mobile.

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