98 Summit St, Mammoth Lakes, CA 93546 Property Records

Mono County property record for 98 Summit St, Mammoth Lakes, CA 93546

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,043 sqft · built 2005
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Company Names on File
Last Sale	$410,000 (Jan 2004)
Tax Bill	$24,844 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-350-023-000`

Property Details

APN / Parcel Number

Primary APN	`022-350-023-000`
Alternative APN	`2235023000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,043 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	831 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 SUMMIT ST
City	MAMMOTH LAKES
State	CA
Zip	93546-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SUB: MAMMOTH CAMP TRACT NO 2 PLAT BOOK: M1 PLAT PAGE: 5 BLOCK: 2 LOT: 17
Legal Subdivision	MAMMOTH CAMP TRACT NO 2
Legal Tract	2
Legal Block	2
Legal Lot Number	17
Jurisdiction	MONO CA
Township / Civil Division	MAMMOTH LAKES
Census Block Group	3
Census Block	3047
Census Tract	201

Owner

Source: Mono County records · APN 022-350-023-000

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 8605, MAMMOTH LAKES, CA 93546-8600
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2004 · Amount on Record
Deed Sale	Jan 15, 2004 · Amount on Record
Deed Document Number	2004449
Last Transfer Date	Apr 10, 2024
Transfer Doc	0000000914
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONO CA
Property Address	98 SUMMIT ST, MAMMOTH LAKES, CA 93546-6175
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003684
Date	Sep 20, 2017
Instrument	2017003684

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mono County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Mono County
Municipality	Mammoth Lakes Town
Unified School District	Mammoth Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,121,376 (+2%) Land $594,584 Building $1,526,792
2025	$24,844.00 (+20.32%) Homeowner's exemption	$2,079,781 (+15.54%) Land $582,926 Building $1,496,855
2023	$20,649.00	$1,800,000 Land $300,000 Building $1,500,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile USA.

Based on FCC filings for 337 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MAMMOTH CWD serves 8,234 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.