98 Summerton Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 98 Summerton Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 3,419 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (May 2022)
Tax Bill	$5,273 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R60002300B00610000`

Property Details

APN / Parcel Number

Primary APN	`R60002300B00610000`
Alternative APN	`07455871`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	1 Story
Building Area	3,419 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	07455871
Old Parcel Number	R60002300B00610000
Street Address	98 SUMMERTON DR
City	BLUFFTON
State	SC
Zip	29910-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 141 BELFAIR S/D PH V PB57 P148 REV PB58 P69 PB72 P128
Legal Subdivision	BELFAIR PLANTATION
Legal Phase	5
Legal Lot Number	141
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1031
Census Tract	2201

Owner

98 Summerton Dr is owned and occupied by an individual who bought it in May 2022.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	98 SUMMERTON DR, BLUFFTON, SC 29910-4802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
May 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Apr 7, 2008 · Amount on File
Deed Document Number	2022028240
Deed Book / Page	4145 / 2079
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	98 SUMMERTON DR, BLUFFTON, SC 29910-4802
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SUMMERTON DR, BLUFFTON, SC 29910-4802

Mortgage

Document Number	0000072821
Date	Oct 15, 2021
Book Page	4072/1776
Instrument	2021072821

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 12, 2022
Property Address	98 SUMMERTON DR, BLUFFTON, SC 29910-4802
Document Number	0000028240
Book / Page	4145 / 2079
Map Reference	MB 58 PG 69
Instrument Date	May 3, 2022
Instrument	2022028240
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Tax	$2,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 W KERSHAW DR, BLUFFTON, SC 29910-4835

Tax Assessment & Valuation

The 2025 property tax bill for 98 Summerton Dr was $5,273, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,273.00 (-0.08%)	$42,220 (-)
2024	$5,277.00	$42,220 (-) Land $3,800 Building $38,420	$1,055,500 (-) Land $95,000 Building $960,500
2023	$5,277.00 (+85.29%)	$42,220 (+99.49%) Land $3,800 Building $38,420	$1,055,500 (+99.49%) Land $95,000 Building $960,500
2022	$2,848.00	$21,164 Land $2,800 Building $18,364	$529,100 Land $70,000 Building $459,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 Summerton Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 538 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	538 in force
Nearby Flood Claims	31 (1991–2019)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Matthew, Oct 2016 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Summerton Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum, Xfinity.

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