98 Summers Dr, Middletown, MD 21769 Property Records

Frederick County property record for 98 Summers Dr, Middletown, MD 21769 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,152 sqft · built 1982
Lot Size	0.127 acres (5,515 sqft)
Owner	2 Individual Names on File
Last Sale	$399,999 (Jul 2026)
Tax Bill	$4,474 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-160068`

Property Details

APN / Parcel Number

Primary APN	`03-160068`
Alternative APNs	`3160068` `160068`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,152 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,515 sqft (0.127 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Breezeway
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	160068
Street Address	98 SUMMERS DR
City	MIDDLETOWN
State	MD
Zip	21769-8066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1-B 5515 SQ. FT. GREEN ACRES
Legal Subdivision	GREEN ACRES
Legal Lot Number	1B
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2005
Census Tract	752601

Owner

Source: Frederick County records · APN 03-160068

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2026	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 30, 2018	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2026 · Amount on Record
Deed Sale	Jul 08, 2026 · Amount on Record
Prior Sale	Jun 17, 2024 · Amount on Record
Deed Book / Page	17947 / 91
Transfer Doc	0000000967
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 08, 2026
Property Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066
Document Number	1794000091
Book / Page	17947 / 91
Instrument Date	Jun 30, 2026
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$403,998.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066

Mortgage

Document Number	1794000097,
Date	Jul 08, 2026
Book Page	17947/97

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066

Mortgage

Document Number	0164830046
Date	Jun 16, 2023
Book Page	16483/46

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066

Mortgage

Document Number	0150850323
Date	Jul 12, 2021
Book Page	15085/323

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 30, 2018
Property Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066
Document Number	0125410495
Book / Page	12541 / 0495
Map Reference	MB58 PG35
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SUMMERS DR, MIDDLETOWN, MD 21769-8066

Mortgage

Document Number	0012541502
Date	Jul 30, 2018
Instrument	12541/502

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,474.00 (+20.14%) Homeowner's exemption	$321,733 (+28.28%)	$357,200 (+42.42%) Land $75,000 Building $282,200
2024	$3,724.00 (+7.79%)
2023	$3,455.00 Homeowner's exemption	$250,800 Land $63,800 Building $187,000	$250,800 Land $63,800 Building $187,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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