98 Stony Rd, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 98 Stony Rd, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,567 sqft · built 1996
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Apr 2000)
Tax Bill	$6,963 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145289 94.03-2-23.2`

Property Details

APN / Parcel Number

Primary APN	`145289 94.03-2-23.2`
Alternative APN	`52890940300002023200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,567 sqft Living Area
1st Floor Area	791 sqft
2nd Floor Area	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	597 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	98 STONY RD
City	LANCASTER
State	NY
Zip	14086-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	HOLLAND LAND COMPANY SURVEY
Legal Block	2
Legal Lot Number	23.200
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3000
Census Tract	14208

Owner

98 Stony Rd is owned and occupied by two individuals who bought it in April 2000.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 STONY RD, LANCASTER, NY 14086-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2000 · Amount on File
Deed Sale	Apr 28, 2000 · Amount on File
Prior Sale	Sep 25, 1997 · Amount on File
Deed Document Number	2000831
Deed Book / Page	10965 / 9033
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	98 STONY RD, LANCASTER, NY 14086-1502
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139298328
Date	Feb 11, 2020
Book Page	13929/8328
Instrument	2020032331

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 98 Stony Rd was $6,963 with a homeowner's exemption, up 2% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,963.00 (+2.04%) Homeowner's exemption
2025	$6,824.00 (+1.99%)	$240,000 (-) Land $51,800 Building $188,200	$375,000 (+12.51%) Land $80,937 Building $294,063
2024	$6,691.00 Homeowner's exemption	$240,000 (-) Land $51,800 Building $188,200	$333,300 (+4.16%) Land $71,937 Building $261,363
2023	Homeowner's exemption	$240,000 Land $51,800 Building $188,200	$320,000 Land $69,067 Building $250,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Stony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Stony Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20