98 Stony Rd, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 98 Stony Rd, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	3,120 sqft · built 1975
Lot Size	0.19 acres (8,255 sqft)
Owner	Individual Name on File
Tax Bill	$12,890 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 00161-J-00040`

Property Details

APN / Parcel Number

Primary APN	`05 00161-J-00040`
Alternative APNs	`05-00161-10-00040` `0500161000J00040` `00005280`

Interior

Building Area	3,120 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	8,255 sqft (0.19 acres)
Lot Dimensions	96 ft deep x 86 ft wide

Location & Zoning

Street Address	98 STONY RD
City	EDISON
State	NJ
Zip	08817-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	86X96
Legal Block	161.1
Legal Lot Number	40
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2016
Census Tract	1702

Owner

98 Stony Rd is owned and occupied by an individual.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	98 STONY RD, EDISON, NJ 08817-3716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Nov 25, 2016	Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	98 STONY RD, EDISON, NJ 08817-3716
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033321
Date	Apr 13, 2020
Book Page	17843/1644
Instrument	2020033321

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	98 STONY RD, EDISON, NJ 08817-3716
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049188
Date	Jun 26, 2019
Book Page	17536/1955
Instrument	2019049188

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	98 STONY RD, EDISON, NJ 08817-3716
Document Number	0000000161
Instrument Date	Nov 25, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 STONY RD EDISON NJ 088173716, EDISON, NJ 08817-3716

Mortgage

Document Number	0000000161
Date	Jan 4, 2017
Book Page	016606/000248
Instrument	161

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 98 Stony Rd was $12,890.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,600 (-) Land $92,100 Building $124,500	$216,600 (-) Land $92,100 Building $124,500
2025	$12,890.00 (-0.03%)	$216,600 Land $92,100 Building $124,500	$216,600 Land $92,100 Building $124,500
2024	$12,894.00
2023		$216,600 Land $92,100 Building $124,500	$216,600 Land $92,100 Building $124,500
2022	$12,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Stony Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Sep 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Stony Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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