98 Stonegate Rd, Buffalo Grove, IL 60089 Property Records

Cook County property record for 98 Stonegate Rd, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,068 sqft · built 1968
Lot Size	0.288 acres (12,540 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2025)
Tax Bill	$9,821 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-123-028`

Property Details

APN / Parcel Number

Primary APN	`03-05-123-028`
Alternative APN	`03-05-123-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,068 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,540 sqft (0.288 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	98 STONEGATE RD
City	BUFFALO GROVE
State	IL
Zip	60089-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(STRATHMORE) IN (BUFFALO) GROVE (UNIT3) RESUB OF OUTL Y-Y IN STRATHMORE IN BUFFALO GROVE UNIT1 RESUB IN NW SEC 05-42-11
Legal Range	11E
Legal Township	42N
Legal Section	05
Legal Subdivision	STRATHMORE IN BUFFALO GROVE UNIT3
Legal Lot Number	320
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3002
Census Tract	803010

Owner

98 Stonegate Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Cook County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 28, 2025	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 20, 2022	Intrafamily Transfer, Transfer
Feb 16, 2017	Deed of Trust, Mortgage · FHA Mortgage 1ST ALLIANCE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Deed Document Number	202523226
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000000733
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 25, 2026
Property Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915
Document Number	0000008101
Instrument Date	Jun 18, 2026
Instrument	20268101
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915

Mortgage

Document Number	0000008101,
Date	Jun 25, 2026
Instrument	20268101

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Oct 28, 2025
Property Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915
Document Number	0030123226
Map Reference	DOC 20400443
Instrument Date	Oct 21, 2025
Instrument	2530123226
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915

Mortgage

Document Number	0030123227
Date	Oct 28, 2025
Instrument	2530123227

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jan 20, 2022
Property Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915
Document Number	0002013299
Map Reference	DOC 20400443
Instrument Date	Jan 13, 2022
Instrument	2202013299
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	98 STONEGATE RD, BUFFALO GROVE, IL 60089-1915
Document Number	1705418063
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	LVG TITLE AND ESCROW LLC, LVG TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 STONEGATE RD BUFFALO GROVE IL 600891915, BUFFALO GROVE, IL 60089-1915

Mortgage

Document Number	1705418063
Date	Feb 23, 2017
Instrument	5418063

Lender

Name	1ST ALLIANCE LNDG
Address	EAST HARTFORD, CT 06108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 Land $13,167 Building $30,833	$440,000 Land $131,670 Building $308,330
2023	$9,821.00 (+4.3%) Homeowner's exemption	$34,000 (-) Land $11,286 Building $22,714	$340,000 (-) Land $112,860 Building $227,140
2022	$9,416.00 Homeowner's exemption	$34,000 Land $11,286 Building $22,714	$340,000 Land $112,860 Building $227,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Stonegate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 98 Stonegate Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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