Catoosa County property record for 98 Stonecrest Cir, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,244 sqft · built 1991 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Oct 2019) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040B036000 |
| Primary APN | 0040B036000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,244 sqft Heated Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Lot Dimensions | 163 ft deep x 139 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20608 |
|---|---|
| Old Parcel Number | 0040B036000 |
| Street Address | 98 STONECREST CIR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 36 STONECREST UNIT 3 |
| Legal Subdivision | STONECREST |
| Legal Lot Number | 36 |
| Legal Unit | 3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30305 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 STONECREST CIR, RINGGOLD, GA 30736-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE |
| Oct 8, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on Record |
| Deed Sale | Oct 4, 2019 · Amount on Record |
| Prior Sale | Oct 14, 2009 · Amount on Record |
| Deed Document Number | 2019-002242 |
| Deed Book / Page | 2013 / 154 |
| Last Transfer Date | Oct 8, 2019 |
| Transfer Doc | 0020130154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 98 STONECREST CIR, RINGGOLD, GA 30736-2903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 STONECREST CIR, RINGGOLD, GA 30736-2903 |
| Document Number | 0024230000000703 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 0000002423/0000000703 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 98 STONECREST CIR, RINGGOLD, GA 30736-2903 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 98 STONECREST CIR, RINGGOLD, GA 30736-2903 |
| Document Number | 0022960000000592 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 0000002296/0000000592 |
| Instrument | D2023006235 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Oct 8, 2019 |
| Property Address | 98 STONECREST CIR, RINGGOLD, GA 30736-2903 |
| Document Number | 0020130154 |
| Book / Page | 002013 / 000154 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 STONECREST CIR RINGGOLD GA 307362903, RINGGOLD, GA 30736-2903 |
| Document Number | 20130156 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 002013/000156 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2049 |
| Document Number | 20130172, |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 002013/000172 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 7, 2024 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,895.00 (+32.15%) | $99,816 (+55.75%) Land $14,000 Building $85,816 | $249,540 (+55.75%) Land $35,000 Building $214,540 |
| 2023 | $1,434.00 (+21.84%) | $64,088 Land $12,000 Building $52,088 | $160,220 Land $30,000 Building $130,220 |
| 2022 | $1,177.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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