Ramsey County property record for 98 Stevens St E, Saint Paul, MN 55107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,335 sqft · built 1900 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Nov 2009) |
| Tax Bill | $3,728 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-23-0088 |
| Primary APN | 08-28-22-23-0088 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 772 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 342007 |
|---|---|
| Street Address | 98 STEVENS ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST ST PAUL BLKS 100 THRU,171 E 1/2 OF LOTS 9 AND LOT 10 BLK 108 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | WEST ST PAUL BLKS 100 THRU,171 |
| Legal Block | 100,1 |
| Legal Lot Number | 9,10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 37200 |
Source: Ramsey County records · APN 08-28-22-23-0088
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 STEVENS ST E, SAINT PAUL, MN 55107-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2020 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Jul 18, 2017 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2009 · Amount on Record |
| Deed Sale | Nov 12, 2009 · Amount on Record |
| Prior Sale | Jul 20, 2000 · Amount on Record |
| Deed Document Number | 2009379563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 98 STEVENS ST E, SAINT PAUL, MN 55107-2949 |
| Document Number | 0004801325 |
| Instrument Date | Mar 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 98 STEVENS ST E ST PAUL MN 551072949, ST PAUL, MN 55107-2949 |
| Document Number | 0004801325 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 4801325 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 98 STEVENS ST E, SAINT PAUL, MN 55107-2949 |
| Document Number | 0004727844 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 98 ST EVENS ST E ST OWENSBORO KY 42301, OWENSBORO, KY 42301 |
| Document Number | 0004727844 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 4727844 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Rate | 4.25% |
|---|
Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,800 (+7.94%) Land $24,900 Building $234,900 | $259,800 (+7.94%) Land $24,900 Building $234,900 | |
| 2025 | $3,728.00 (+9.01%) Homeowner's exemption | $240,700 (+6.04%) Land $24,900 Building $215,800 | $240,700 (+6.04%) Land $24,900 Building $215,800 |
| 2024 | $3,420.00 (+3.64%) | ||
| 2023 | $3,300.00 Homeowner's exemption | $227,000 Land $20,900 Building $206,100 | $227,000 Land $20,900 Building $206,100 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 607 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1620026, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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