Tompkins County and Danby Town property record for 98 Station Rd, Spencer, NY 14883
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,184 sqft · built 1910 |
| Lot Size | 7.04 acres (306,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Feb 2019) |
| Tax Bill | $5,169 (2026) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 502200 18.-1-7.4 |
| Primary APN | 502200 18.-1-7.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 1,092 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 306,662 sqft (7.04 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 98 STATION RD |
|---|---|
| City | SPENCER |
| State | NY |
| Zip | 14883-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Block | 1 |
| Legal Lot Number | 7.004 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | DANBY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 1800 |
98 Station Rd is owned by an individual who bought it in February 2019.
Source: Tompkins County and Danby Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1214 BROOKDALE AVE, BAY SHORE, NY 11706-1832 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on File |
| Deed Sale | Feb 11, 2019 · Amount on File |
| Prior Sale | Aug 21, 2008 · Amount on File |
| Deed Document Number | 20191363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Recording Date | Feb 11, 2019 |
| Property Address | 98 STATION RD, SPENCER, NY 14883-9672 |
| Document Number | 0000001363 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 1363 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1214 BROOKDALE AVE BAY SHORE NY 117061832, BAY SHORE, NY 11706-1832 |
| Document Number | 1364 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 1364 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2049 |
The 2026 property tax bill for 98 Station Rd was $5,169, up 0.3% from the year before.
Source: Tompkins County and Danby Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| County Subdivision | Danby Town |
| Unified School District | Newfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,169.00 (+0.25%) | ||
| 2025 | $5,156.00 | $200,000 Land $22,200 Building $177,800 | $200,000 Land $22,200 Building $177,800 |
| 2023 | $184,000 Land $22,200 Building $161,800 | $184,000 Land $22,200 Building $161,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Station Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Station Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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