98 Spruce Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 98 Spruce Rd, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1975
Square Footage	2,078 sqft Living Area
Lot Size	20,116 sqft (0.462 acres)
Occupancy	Owner Occupied
Last Sale	$495,000 (2003)
Tax Bill	$10,945.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`READ M:032.0-0000-0227.0`
Alternative APNs	`M:032.0=0000=0227.0` `1350000000520` `1350000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	2,078 sqft Living Area
Gross Area	2,908 sqft Gross Area
Basement Area	1,352 sqft Basement
Unfinished Basement	676 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Architectural Style	Split Foyer Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,116 sqft (0.462 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1350000000520
Street Address	98 SPRUCE RD
City	READING
State	MA
Zip	01867-1447
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	READING MA
Minor Civil Division	READING
Census Blockgroup	4
Census Block	4004
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:032.0-0000-0227.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 SPRUCE RD, READING, MA 01867-1447
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2003 · Amount on Record
Deed Sale	Aug 27, 2003 · Amount on Record
Deed Doc Number	2003116
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	98 SPRUCE RD, READING, MA 01867-1447
Document Number	72017-341
Instrument Date	Dec 05, 2018
Transaction Type	Mortgage
Record Updated	Jan 08, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SPRUCE RD READING MA 018671447, READING, MA 01867-1447

Mortgage

Document Number	72017-341
Date	Dec 17, 2018
Book Page	072017/000341
Instrument	1196

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,945.00 (+1.16%)	$960,900 (+4.09%) Land $520,100 Building $440,800	$896,800 (+0.33%)
2024	$10,819.00 (+3.22%)	$923,100 (+10.88%) Land $499,600 Building $423,500	$893,855
2023	$10,481.00	$832,500 Land $450,500 Building $382,000