Dutchess County and Beacon City property record for 98 Spring Valley St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,890 sqft · built 1915 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (May 2016) |
| Tax Bill | $8,967 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200-6054-37-114659-0000 |
| Primary APN | 130200-6054-37-114659-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 1,956 sqft |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 111 ft deep x 90 ft wide |
| Porch | Covered Porch |
| Porch Area | 66 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30114659 |
|---|---|
| Street Address | 98 SPRING VALLEY ST |
| City | BEACON |
| State | NY |
| Zip | 12508-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-7.5 |
| Legal Description | 0.20 (C) 1642 0026 0961 0081 |
| Legal Block | 37 |
| Legal Lot Number | 114 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 210301 |
Source: Dutchess County and Beacon City records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 SPRING VALLEY ST, BEACON, NY 12508-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL HM FNDG |
| Nov 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on Record |
| Deed Sale | May 20, 2016 · Amount on Record |
| Prior Sale | Feb 10, 2004 · Amount on Record |
| Deed Book / Page | 22016 / 3172 |
| Prior Transfer Date | May 13, 2016 |
| Prior Transfer Doc | 0000003074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | May 1, 2026 |
| Property Address | 98 SPRING VALLEY ST, BEACON, NY 12508-3338 |
| Document Number | 0000051560 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202651560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 SPRING VALLEY ST, BEACON, NY 12508-3338 |
| Document Number | 0000051560, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202651560 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 98 SPRING VALLEY ST, BEACON, NY 12508-3338 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000053899 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 53899 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 98 SPRING VALLEY ST, BEACON, NY 12508-3338 |
| Document Number | 0000051247 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 98 SPRING VALLEY ST BEACON NY 125083338, BEACON, NY 12508-3338 |
| Document Number | 0000051247 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 51247 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 98 SPRING VALLEY ST, BEACON, NY 12508-3338 |
| Document Number | 0000008332 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 98 SPRING VALLEY ST BEACON NY 125083338, BEACON, NY 12508-3338 |
| Document Number | 0000008332 |
|---|---|
| Date | Dec 9, 2017 |
| Instrument | 8332 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2047 |
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,967.00 (+28.98%) | $436,000 (+6.5%) Land $51,500 Building $384,500 | $436,000 (+6.5%) Land $51,500 Building $384,500 |
| 2024 | $409,400 (+6.06%) Land $49,000 Building $360,400 | $409,400 (+6.06%) Land $49,000 Building $360,400 | |
| 2023 | $386,000 (+1%) Land $49,000 Building $337,000 | $386,000 (+1%) Land $49,000 Building $337,000 | |
| 2022 | $350,900 Land $49,000 Building $301,900 | $350,900 Land $49,000 Building $301,900 | |
| 2020 | $6,952.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2022) |
| Most Recent Claim | Sep 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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