98 Spring St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 98 Spring St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	2,162 sqft · built 1938
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2022)
Tax Bill	$11,282 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00119-02-00007`

Property Details

APN / Parcel Number

Primary APN	`21-00119-02-00007`
Alternative APNs	`2100119000200007` `003091`

Interior

Stories	2 Stories
Building Area	2,162 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	003091
Street Address	98 SPRING ST
City	GARFIELD
State	NJ
Zip	07026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8250 SF
Legal Block	119.2
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1001
Census Tract	21300

Owner

Source: Bergen County and Garfield City records · APN 21-00119-02-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 SPRING ST, GARFIELD, NJ 07026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	202213732
Deed Book / Page	4562 / 507
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 31, 2022
Property Address	98 SPRING ST, GARFIELD, NJ 07026
Document Number	0045620507
Book / Page	4562 / 507
Instrument Date	Jan 07, 2022
Instrument	2022013732
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	LAND QUEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,761.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 OBRIEN CT, 408, WYCKOFF, NJ 07481-1510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SPRING ST, GARFIELD, NJ 07026

Mortgage

Document Number	2022013733
Date	Jan 31, 2022
Instrument	2022013733

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Bergen County and Garfield City records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,300 (-) Land $146,300 Building $178,000	$324,300 (-) Land $146,300 Building $178,000
2025	$11,282.00 (+4.25%)	$324,300 (-) Land $146,300 Building $178,000	$324,300 (-) Land $146,300 Building $178,000
2024	$10,822.00 (+7%)
2023		$324,300 Land $146,300 Building $178,000	$324,300 Land $146,300 Building $178,000
2022	$10,114.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030213001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Oct 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 796 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0221001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.