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98 Spring St, Franklin, NC 28734 Property Records

Macon County property record for 98 Spring St, Franklin, NC 28734 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 816 sqft · built 1979
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$164,000 (Aug 2021)
Tax Bill$499 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN6584960908

Property Details

APN / Parcel Number

Primary APN6584960908
Alternative APNs
  • 0103819
  • 150281

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Heated Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area5,663 sqft (0.13 acres)
TerrainRolling
PorchSlab
Porch Area32 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number150281
Street Address98 SPRING ST
CityFRANKLIN
StateNC
Zip28734-3251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING STREET
Legal SubdivisionSPRING STREET
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3001
Census Tract970302

Owner

Source: Macon County records · APN 6584960908

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 SPRING ST, FRANKLIN, NC 28734-3251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
Feb 23, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2021 · Amount on Record
Deed SaleAug 06, 2021 · Amount on Record
Prior SaleFeb 23, 2021 · Amount on Record
Deed Document Number20217484
Deed Book / Page41 / 917
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateAug 06, 2021
Property Address98 SPRING ST, FRANKLIN, NC 28734-3251
Document Number000D41/917
Book / PageD-41 / 917
Map ReferenceCAB 4 SL 9933
Instrument DateAug 04, 2021
Instrument2021007484
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$328.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2119 LAKESIDE DR, 2119, FRANKLIN, NC 28734-0772

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 SPRING ST, FRANKLIN, NC 28734-3251

Mortgage

Document Number2021007485
DateAug 06, 2021
Instrument2021007485
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.15%
Type Change DateSep 01, 2026
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT
Max Rate9.15%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateFeb 23, 2021
Property Address98 SPRING ST, FRANKLIN, NC 28734-3251
Document Number00Q40/2009
Book / PageQ-40 / 2009
Instrument DateFeb 22, 2021
Instrument2021001659
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$124.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address750 MILL CREEK RD, 750, FRANKLIN, NC 28734-8094

Transferred To (Grantee/Buyer)

NameVerified Name
Address2119 LAKESIDE DR STE B, B, FRANKLIN, NC 28734-0799

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityFranklin Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$111,700 (+0.09%) Land $11,310 Building $100,390$111,700 (+0.09%) Land $11,310 Building $100,390
2025$499.00 (+6.85%)
2023$467.00$111,600 Land $11,310 Building $100,290$111,600 Land $11,310 Building $100,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139703023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1981–2020)
Most Recent ClaimApr 2020, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Vyve BroadbandFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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