Old Saybrook Town property record for 98 Spencer Plain Rd, Old Saybrook, CT 06475
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 2,141 sqft · built 1900 |
| Lot Size | 1.79 acres (78,370 sqft) |
| Owner | Company Name on File |
| Last Sale | $600,000 (Jul 2026) |
| Tax Bill | $5,217 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OSAY M:046 B:015 L |
| Primary APN | OSAY M:046 B:015 L |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,141 sqft Total Area |
| Gross Area | 3,146 sqft |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | High Rise |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 78,370 sqft (1.79 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 513400 |
|---|---|
| Street Address | 98 SPENCER PLAIN RD |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-4000 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Local Zoning Code | AA-1 |
| Legal Block | 15 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 670100 |
98 Spencer Plain Rd, a commercial property, is owned by a company that bought it in July 2026.
Source: Old Saybrook Town records, as of August 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 BUCK HILL RD, OLD SAYBROOK, CT 06475-4059 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Aug 15, 1996 · Amount on File |
| Deed Book / Page | 708 / 562 |
| Transfer Doc | 0337000771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Recording Date | Jul 31, 2026 |
| Property Address | 98 SPENCER PLAIN RD, OLD SAYBROOK, CT 06475-4000 |
| Document Number | 0708000562 |
| Book / Page | 708 / 562 |
| Instrument Date | Jul 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BUCK HILL RD, OLD SAYBROOK, CT 06475-4059 |
| Date | Jul 31, 2026 |
|---|
| Name | ASCENCIA BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 98 Spencer Plain Rd was $5,217.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,217.00 | $336,600 Land $108,500 Building $228,100 | $235,620 Land $75,950 Building $159,670 |
| 2024 | $5,217.00 (-16.61%) | ||
| 2023 | $6,256.00 (+1.86%) | $305,900 (-) Land $90,400 Building $215,500 | |
| 2022 | $6,142.00 | $305,900 Land $90,400 Building $215,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Spencer Plain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 Spencer Plain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, GoNetspeed.
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