98 South St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 98 South St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,840 sqft · built 1952
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$403,000 (Jul 2018)
Tax Bill	$6,582 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:029 L:044`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:029 L:044`
Alternative APNs	`M:029 B:L:044` `2057`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,840 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	98 SOUTH ST
City	UPTON
State	MA
Zip	01568-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	44
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4023
Census Tract	743100

Owner

Source: Worcester County and Upton Town assessment roll, APN UPTO M:029 L:044, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 SOUTH ST, UPTON, MA 01568-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jul 05, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2018 · Amount on Record
Deed Sale	Jul 05, 2018 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Book / Page	59056 / 144
Transfer Doc	51320-128
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	98 SOUTH ST, UPTON, MA 01568-1406
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00066169-1
Date	Sep 29, 2021
Book Page	66169/1
Instrument	136138

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	98 SOUTH ST, UPTON, MA 01568-1406
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66169-1
Date	Sep 29, 2021
Book Page	66169/1
Instrument	136138

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	98 SOUTH ST, UPTON, MA 01568-1406
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60865-1
Date	Aug 12, 2019
Book Page	60865/1
Instrument	80093

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jul 05, 2018
Property Address	98 SOUTH ST, UPTON, MA 01568-1406
Document Number	59056-144
Book / Page	59056 / 144
Instrument	67828
Transaction Type	Transfer
Record Updated	Feb 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$51.29
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	-
Date	Jul 05, 2018
Instrument	59056/0148

Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	98 SOUTH ST, UPTON, MA 01568-1406
Document Number	57599-84
Book / Page	057599 / 000084
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 05, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57599-84
Date	Aug 18, 2017
Book Page	057599/000084
Instrument	90166

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,582.00 (-0.29%)	$500,500 (+3.73%) Land $274,300 Building $226,200	$674,500 (+11.16%)
2024	$6,601.00 (+37.01%)	$482,500 (+38.89%) Land $266,900 Building $215,600	$606,765
2023	$4,818.00	$347,400 Land $198,700 Building $148,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277431004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 34 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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