98 South St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 98 South St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1925
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2021)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`210690-0000`

Property Details

APN / Parcel Number

Primary APN	`210690-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	916 sqft Living Area
Gross Area	1,036 sqft
1st Floor Area	916 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Garage Area	240 sqft
Porch	Finished Screened Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 SOUTH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2/30 KEITH SUBDIVISION OF BLOCKS D E F H LOT 11 & W9.5FT OF LOT 12 BLK D OR5320/921
Legal Range	30E
Legal Township	07S
Legal Section	19
Legal Subdivision	KEITH SUBDIVISION, PLAT OF BLOCK D,E,F,H
Legal Block	D
Legal Lot Number	11,12
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2048
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

98 South St is owned and occupied by an individual who bought it in July 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	98 SOUTH ST, SAINT AUGUSTINE, FL 32084-5131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Apr 25, 2018	Warranty Deed, Transfer LION TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	202179391
Deed Book / Page	5320 / 921
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 19, 2021
Property Address	98 SOUTH ST, SAINT AUGUSTINE, FL 32084-5131
Document Number	0053200921
Book / Page	5320 / 921
Map Reference	MB 2 PG 30
Instrument Date	Jul 16, 2021
Instrument	2021079391
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 ONEIDA ST, 137, ST AUGUSTINE, FL 32084-4927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SOUTH ST, ST AUGUSTINE, FL 32084-5131

Mortgage

Document Number	5320925
Date	Jul 19, 2021
Instrument	5320/925

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 1, 2018
Property Address	98 SOUTH ST, SAINT AUGUSTINE, FL 32084-5131
Document Number	0045560736
Book / Page	4556 / 0736
Map Reference	MB2 PG30
Instrument Date	May 31, 2018
Instrument	2018038051
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1857 WITTE RD, 1857, HOUSTON, TX 77080-7134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 POPES CREEK RD, COLONIAL BEACH, VA 22443-5103

Mortgage

Document Number	2018038052
Date	Jun 1, 2018
Instrument	2018038052

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 25, 2018
Property Address	98 SOUTH ST, SAINT AUGUSTINE, FL 32084-5131
Document Number	0045360824
Book / Page	004536 / 000824
Instrument Date	Apr 6, 2018
Instrument	27745
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	LION TITLE

Transaction

Amount	Amount on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1857 WITTE RD HOUSTON TX 770807134, HOUSTON, TX 77080-7134

Tax Assessment & Valuation

The 2025 property tax bill for 98 South St was $5,410 with a homeowner's exemption, up 8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,349 (+2.7%)	$332,758 (+3.35%) Land $203,840 Building $128,918
2025	$5,410.00 (+8.05%) Homeowner's exemption	$314,848	$321,982 Land $203,840 Building $118,142
2024	$5,007.00 (+2.58%)
2023	$4,881.00 (+3.08%) Homeowner's exemption	$297,063 (+3%)	$324,571 (+12.54%) Land $203,840 Building $120,731
2022	$4,735.00 Homeowner's exemption	$288,411	$288,411 Land $194,056 Building $94,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 South St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 376 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	389 units insured incl. 13 condo units
Nearby Flood Claims	284 (1982–2024)
Claims Outside the SFHA	3 of 284
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 26 claims Hurricane Irma, Sep 2017 · 84 claims Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 98 South St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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