98 Soper Rd, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 98 Soper Rd, Winthrop, ME 04364

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,880 sqft · built 1976
Lot Size4.25 acres (185,130 sqft)
Owner2 Individual Names on File
Last Sale$96,000 (Aug 2005)
Tax Bill$5,710 (2025)
Deeds & MortgagesSep 2026 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWINP M:1 L:26 S:A

Property Details

APN / Parcel Number

Primary APNWINP M:1 L:26 S:A
Alternative APNs
  • WINP M:001 L:026 S:00A
  • 3468

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Units2 Units
Stories1 Story
Building Area1,880 sqft Living Area
Gross Area4,056 sqft
1st Floor Area1,880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area185,130 sqft (4.25 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3468
Old Parcel NumberWINP M:001 L:026 S:00A
Street Address98 SOPER RD
CityWINTHROP
StateME
Zip04364
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRU
Legal SubdivisionM LYNDA PRATT
Legal Lot Number26
JurisdictionWINTHROP ME
Township / Civil DivisionWINTHROP
Census Block Group1
Census Block1026
Census Tract14001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

98 Soper Rd, a duplex, is owned by two individuals who bought it in August 2005.

Source: Kennebec County and Winthrop Town records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 432, WINTHROP, ME 04364-0432
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
WINTHROP AREA FEDERAL CREDIT UNION
Aug 9, 2017Deed of Trust, Mortgage
KENNEBUNK SVGS BANK
Jun 11, 2021Deed of Trust, Mortgage · Line of Credit
KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2005 · Amount on File
Deed SaleAug 3, 2005 · Amount on File
Deed Book / Page8527 / 223
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Recording DateSep 10, 2026
Property Address98 SOPER RD, WINTHROP, ME 04364
Document Number0000021307
Book / Page15855 / 198
Instrument DateAug 28, 2026
Instrument202621307
Transaction TypeMortgage
Record UpdatedSep 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021307,
DateSep 10, 2026
Book Page15855/198
Instrument202621307
Lender
NameWINTHROP AREA FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address98 SOPER RD, WINTHROP, ME 04364
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017018095
DateAug 9, 2017
Book Page12684/0209
Instrument2017018095
Lender
NameKENNEBUNK SVGS BANK
Agreement
AmountAmount on Record

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address98 SOPER RD, WINTHROP, ME 04364
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021015816
DateJun 11, 2021
Book Page14044/3
Instrument2021015816
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 98 Soper Rd was $5,710.

Source: Kennebec County and Winthrop Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionWinthrop Town
Unified School DistrictWinthrop (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,710.00$247,200 (-) Land $37,100 Building $210,100
2024$5,710.00$247,200 Land $37,100 Building $210,100
2022$5,382.00$247,200 Land $37,100 Building $210,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 Soper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Soper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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