Gallatin County property record for 98 Sleeping Bear Rd, Big Sky, MT 59716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,806 sqft · built 2003 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Nov 2016) |
| Tax Bill | $10,448 (2026) |
| Deeds & Mortgages | Jun 2009 Mortgage May 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RKE44125 |
| Primary APN | 00RKE44125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Upper Floors Area | 434 sqft |
| Attic | Attic |
| Attic Area | 473 sqft |
| Basement Area | 1,182 sqft |
| Finished Basement | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 380 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RKE44125 |
|---|---|
| Street Address | 98 SLEEPING BEAR RD |
| City | BIG SKY |
| State | MT |
| Zip | 59716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MINOR SUB 285, S34, T06 S, R03 E, LOT 4, ACRES 2.5 |
| Legal Range | 03E |
| Legal Township | 06S |
| Legal Section | 34 |
| Legal Subdivision | MINOR SUB 285 |
| Legal Tract | C |
| Legal Lot Number | 4 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BIG SKY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1600 |
98 Sleeping Bear Rd is owned by two individuals who bought it in November 2016.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 162837, BIG SKY, MT 59716-0438 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2009 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| May 1, 2008 | Deed of Trust, Mortgage GOODMORTGAGE.COM |
| Apr 19, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 24, 2007 | Joint Tenancy Deed, Transfer · ARM BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2016 · Amount on File |
| Deed Sale | Nov 16, 2016 · Amount on File |
| Prior Sale | Aug 24, 2007 · Amount on File |
| Deed Document Number | 20162563830 |
| Prior Transfer Date | Aug 20, 2007 |
| Prior Transfer Doc | 0002276774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 98 SLEEPING BEAR RD, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002332997 |
|---|---|
| Date | Jun 10, 2009 |
| Instrument | 2332997 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2014 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 98 SLEEPING BEAR RD, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002298730 |
|---|---|
| Date | May 1, 2008 |
| Instrument | 2298730 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Address | CHARLOTTE, NC 28203 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | May 1, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.1% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 98 SLEEPING BEAR RD, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0002446878 |
|---|---|
| Date | Apr 19, 2013 |
| Instrument | 2446878 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 7.25% |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Aug 24, 2007 |
| Property Address | 98 SLEEPING BEAR RD, BIG SKY, MT 59716 |
| Document Number | 0002276774 |
| Instrument Date | Aug 20, 2007 |
| Instrument | 2276774 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2700 THOMAS AVE, DALLAS, TX 75204-2641 |
| Investor | Possibly a Property Investor |
| Document Number | 0002276775 |
|---|---|
| Date | Aug 24, 2007 |
| Instrument | 2276775 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 11.6% |
| Index | 1-Year LIBOR |
The 2026 property tax bill for 98 Sleeping Bear Rd was $10,448.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Unified School District | Big Sky School K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,448.00 | $2,549,926 | $2,549,926 Land $832,936 Building $1,716,990 |
| 2023 | $16,565.00 | $3,913,195 | $3,913,195 Land $1,781,515 Building $2,131,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Sleeping Bear Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Sleeping Bear Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANTLER RIDGE HOMEOWNERS ASSOCIATION private · serves 50 people · EPA ID MT0004202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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