Walton County property record for 98 Shore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,726 sqft · built 2000 |
| Lot Size | 0.271 acres (11,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,000 (Feb 2003) |
| Tax Bill | $1,709 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-2S-21-42320-00L-0020 |
| Primary APN | 29-2S-21-42320-00L-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,760 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,848 sqft (0.271 acres) |
| Lot Dimensions | 12.6 ft deep x 9.4 ft wide |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 384 sqft |
| Patio Area | 144 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1063361 |
|---|---|
| Street Address | 98 SHORE DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK L HOLIDAY SHORES EST 3RD ADD OR 68-105 OR 2199-176 OR 2376-1320 OR 2476-1862 OR 3351-3173 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | HOLIDAY SHORES EST 3RD ADD |
| Legal Block | L |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950608 |
98 Shore Dr is owned and occupied by two individuals who acquired it in March 2025.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 98 SHORE DR, MIRAMAR BEACH, FL 32550-3963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2003 · Amount on File |
| Deed Sale | Feb 28, 2003 · Amount on File |
| Prior Sale | Feb 28, 2003 · Amount on File |
| Deed Document Number | 0024761862 |
| Last Transfer Date | Mar 5, 2025 |
| Transfer Doc | 0033513173 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $357,054 Land $89,250 Building $267,804 | $357,054 Land $89,250 Building $267,804 | |
| 2024 | $1,709.00 (+4.21%) | ||
| 2023 | $1,640.00 (+1.55%) Homeowner's exemption | $461,285 (+1.58%) Land $89,250 Building $372,035 | $461,285 (+1.58%) Land $89,250 Building $372,035 |
| 2022 | $1,615.00 Homeowner's exemption | $454,088 Land $80,522 Building $373,566 | $454,088 Land $80,522 Building $373,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: T-Mobile.
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