98 Shadow Mountain Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 98 Shadow Mountain Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,808 sqft · built 2007
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Individual Names on File
Last Sale	$290,600 (Feb 2009)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP007670000030A`

Property Details

APN / Parcel Number

Primary APN	`RP007670000030A`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,808 sqft Finished Area
1st Floor Area	2,808 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	98 SHADOW MOUNTAIN RD
City	SANDPOINT
State	ID
Zip	83864-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	35-58N-2W SHADOW MOUNTAIN LOT 3 VALLEY SUBD
Legal Range	02W
Legal Township	58N
Legal Section	35
Legal Subdivision	SHADOW MOUNTAIN
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2035
Census Tract	950202

Owner

Source: Bonner County records · APN RP007670000030A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 SHADOW MOUNTAIN RD, SANDPOINT, ID 83864-7522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CF BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2009 · Amount on Record
Deed Sale	Feb 27, 2009 · Amount on Record
Deed Document Number	2009767510
Prior Transfer Date	Feb 23, 2009
Prior Transfer Doc	767510
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	98 SHADOW MOUNTAIN RD, SANDPOINT, ID 83864-7522
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	962705
Date	Aug 07, 2020
Instrument	962705

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 01, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	98 SHADOW MOUNTAIN RD, SANDPOINT, ID 83864-7522
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	SOLIDIFI TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	951618
Date	Jan 10, 2020
Instrument	951618

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 01, 2039

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$806,180 (+0.97%)	$806,180 (+0.97%)
2025	$2,473.00 (+22.85%) Homeowner's exemption	$798,400 (+18.18%) Land $234,000 Building $564,400	$798,400 (+18.18%) Land $234,000 Building $564,400
2023	$2,013.00 Homeowner's exemption	$675,552 Land $234,000 Building $441,552	$675,552 Land $234,000 Building $441,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
E.L. Automation Fixed Wireless	30 / 7
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile USA.

Based on FCC filings for 56 locations within half a mile of this property.

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