98 Seagull Way, Hubert, NC 28539 Property Records

Onslow County property record for 98 Seagull Way, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,445 sqft · built 1973
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$409,500 (Dec 2021)
Tax Bill	$2,403 (2026)
Deeds & Mortgages	Jul 2023 Construction Loan Jul 2023 Transfer + 3 more
Flood Zone	Zone VE (high risk)
APN	`1316-4`

Property Details

APN / Parcel Number

Primary APN	`1316-4`
Alternative APNs	`481416000` `025482`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,445 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	481416000
Street Address	98 SEAGULL WAY
City	HUBERT
State	NC
Zip	28539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	TR B SHALLCROSS
Legal Subdivision	SHALLCROSS CHRISTINE + WALTER
Legal Tract	B
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1012
Census Tract	2801

Owner

98 Seagull Way is owned by two individuals who acquired it in July 2023.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 GOOSE CREEK RD, HUBERT, NC 28539-4514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Jul 17, 2023	Intrafamily Transfer, Transfer
Jul 17, 2023	Intrafamily Transfer, Transfer
Dec 22, 2021	Warranty Deed, Transfer
Dec 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Book / Page	5650 / 505
Last Transfer Date	Jul 17, 2023
Transfer Doc	0060000023
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	100 SEAGULL WAY, HUBERT, NC 28539-4520
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 GOOSE CREEK RD, HUBERT, NC 28539-4514

Mortgage

Document Number	0060000101
Date	Jul 17, 2023
Book Page	6000/101

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2039
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3
Max Rate	11%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jul 17, 2023
Property Address	100 SEAGULL WAY, HUBERT, NC 28539-4520
Document Number	0060000023
Book / Page	6000 / 23
Map Reference	MB 84 PG 125
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SEAGULL WAY, HUBERT, NC 28539-4520

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jul 17, 2023
Property Address	100 SEAGULL WAY, HUBERT, NC 28539-4520
Document Number	0060000026
Book / Page	6000 / 26
Map Reference	MB 84 PG 125
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SEAGULL WAY, HUBERT, NC 28539-4520

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 22, 2021
Property Address	100 SEAGULL WAY, HUBERT, NC 28539-4520
Document Number	0056500505
Book / Page	5650 / 505
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Tax	$819.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SEAGULL WAY, HUBERT, NC 28539-4520

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 18, 2020
Property Address	100 SEAGULL WAY, HUBERT, NC 28539-4520
Document Number	0053410866
Book / Page	005341 / 000866
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 SEAGULL WAY HUBERT NC 285394520, HUBERT, NC 28539-4520

Tax Assessment & Valuation

The 2026 property tax bill for 98 Seagull Way was $2,403.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,403.00	$488,160 (+33.01%) Land $485,100 Building $3,060	$488,160 (+33.01%) Land $485,100 Building $3,060
2025	$2,403.00	$367,020 Land $365,100 Building $1,920	$367,020 Land $365,100 Building $1,920
2023	$2,423.00 (-36.32%)	$369,940 (-36.33%) Land $365,100 Building $4,840	$369,940 (-36.33%) Land $365,100 Building $4,840
2022	$3,805.00	$581,028 Land $365,100 Building $215,928	$581,028 Land $365,100 Building $215,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Seagull Way in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Ophelia, Sep 2005 · 2 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Seagull Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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