Pender County property record for 98 Scotlands Ct, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,073 sqft · built 2005 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (May 2022) |
| Tax Bill | $2,428 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3284-91-2315-0000 |
| Primary APN | 3284-91-2315-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,073 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000048062 |
|---|---|
| Old Parcel Number | 3284 91 2315 0000 |
| Street Address | 98 SCOTLANDS CT |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L264,PB 38/43 CASTLE BAY |
| Legal Subdivision | CASTLE BAY |
| Legal Lot Number | 264 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920203 |
Source: Pender County records · APN 3284-91-2315-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 98 SCOTLANDS CT, HAMPSTEAD, NC 28443-7215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 05, 2022 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| May 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALLIANCE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2022 · Amount on Record |
| Deed Sale | May 05, 2022 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 0012504787 |
| Deed Book / Page | 1250 / 4787 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 98 SCOTLANDS CT, HAMPSTEAD, NC 28443-7215 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047542291 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 4754/2291 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 05, 2022 |
| Property Address | 98 SCOTLANDS CT, HAMPSTEAD, NC 28443-7215 |
| Document Number | 0047871250 |
| Book / Page | 4787 / 1250 |
| Map Reference | MB 38 PG 43 |
| Instrument Date | Apr 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 SCOTLANDS CT, 98, HAMPSTEAD, NC 28443-7215 |
| Name | Verified Name |
|---|---|
| Address | 98 SCOTLANDS CT, HAMPSTEAD, NC 28443-7215 |
| Document Number | 0047871253 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 4787-1253 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 17, 2018 |
| Property Address | 98 SCOTLANDS CT, HAMPSTEAD, NC 28443-7215 |
| Document Number | 0046642508 |
| Book / Page | 4664 / 2508 |
| Map Reference | MB38 PG43 |
| Instrument Date | May 07, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 424 LAKEVIEW DR, 424, HAMPSTEAD, NC 28443-2512 |
| Name | Verified Name |
|---|---|
| Address | 98 SCOTLANDS CT, HAMPSTEAD, NC 28443-7215 |
| Document Number | 0046642511 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 4664/2511 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 (+14.8%) | $517,114 (+114.68%) Land $45,203 Building $471,911 | $517,114 (+114.68%) Land $45,203 Building $471,911 |
| 2023 | $240,874 (-) Land $79,231 Building $161,643 | $240,874 (-) Land $79,231 Building $161,643 | |
| 2022 | $2,115.00 | $240,874 Land $79,231 Building $161,643 | $240,874 Land $79,231 Building $161,643 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | High above 72% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
Based on FCC filings for 21 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CASTLE BAY S/D private · serves 777 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures