Erie County and Elma Town property record for 98 Schwartz Rd, Elma, NY 14059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,230 sqft · built 1968 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Dec 1995) |
| Tax Bill | $5,091 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 128.03-3-12 |
| Primary APN | 144200 128.03-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 2,230 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 98 SCHWARTZ RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 14101 |
98 Schwartz Rd is owned and occupied by two individuals who bought it in December 1995.
Source: Erie County and Elma Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 473, ELMA, NY 14059-0473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 1995 · Amount on File |
| Deed Sale | Dec 8, 1995 · Amount on File |
| Deed Book / Page | 10894 / 8356 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 98 Schwartz Rd was $5,091 with a homeowner's exemption, down 3.3% from the year before.
Source: Erie County and Elma Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,091.00 (-3.27%) Homeowner's exemption | ||
| 2025 | $5,263.00 (-36.44%) | $8,800 (-) Land $1,600 Building $7,200 | $338,450 (+3.84%) Land $61,536 Building $276,914 |
| 2024 | $8,280.00 Homeowner's exemption | $8,800 (-) Land $1,600 Building $7,200 | $325,926 (+3.7%) Land $59,259 Building $266,667 |
| 2023 | Homeowner's exemption | $8,800 Land $1,600 Building $7,200 | $314,286 Land $57,143 Building $257,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Schwartz Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2008) |
| Most Recent Claim | Dec 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Schwartz Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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