98 Schrader Dr, Denmark, ME 04022 Property Records

Oxford County and Denmark Town property record for 98 Schrader Dr, Denmark, ME 04022

Property Summary

Details	1 ba · 1,001 sqft · built 1991
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$521,300 (Oct 2013)
Tax Bill	$9,648 (2025)
Deeds & Mortgages	Nov 2022 Refinance Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DENM M:035 L:0028`

Property Details

APN / Parcel Number

Primary APN	`DENM M:035 L:0028`
Alternative APNs	`000473639` `1433`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,001 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)

Location & Zoning

Account Number	1433
Street Address	98 SCHRADER DR
City	DENMARK
State	ME
Zip	04022-5435
Property Category	Other
Property Type	Unknown
Local Zoning Code	GENERA
Legal Lot Number	28
Jurisdiction	DENMARK ME
Township / Civil Division	DENMARK
Census Block Group	1
Census Block	1004
Census Tract	966800

Owner

98 Schrader Dr is owned by two individuals who bought it in October 2013.

Source: Oxford County and Denmark Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 SUNSET WAY, MEDFIELD, MA 02052-1045
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 12, 2020	Deed of Trust, Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2013 · Amount on File
Deed Sale	Oct 28, 2013 · Amount on File
Deed Document Number	201367414
Deed Book / Page	617 / 625
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENMARK ME
Property Address	98 SCHRADER DR, DENMARK, ME 04022-5435
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015860
Date	Nov 1, 2022
Book Page	5724/952
Instrument	15860

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	265 Months
Due	Dec 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENMARK ME
Property Address	98 SCHRADER DR, DENMARK, ME 04022-5435
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021506
Date	Dec 14, 2021
Book Page	5659/551
Instrument	21506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENMARK ME
Property Address	98 SCHRADER DR, DENMARK, ME 04022-5435
Document Number	0055280135
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 SCHRADER DR DENMARK ME 040225435, DENMARK, ME 04022-5435

Mortgage

Document Number	0055280135
Date	Jun 16, 2020
Book Page	005528/000135
Instrument	7262

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 98 Schrader Dr was $9,648.

Source: Oxford County and Denmark Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Denmark Town
Unified School District	School Administrative District 72 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,648.00	$1,205,998 Land $588,511 Building $617,487
2023	$8,538.00 (+7.52%)	$627,763 (+%) Land $311,102 Building $316,661
2022	$7,941.00	$627,760 Land $311,100 Building $316,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 Schrader Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Schrader Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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