98 School St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 98 School St, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,735 sqft · built 1900
Lot Size	0.069 acres (3,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Mar 2007)
Tax Bill	$8,413 (2026)
Deeds & Mortgages	May 2025 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`51-D-19 SUB LOT:98`

Property Details

APN / Parcel Number

Primary APN	`51-D-19 SUB LOT:98`
Alternative APNs	`SOME M:51 B:D L:19 U:98` `20083760`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,735 sqft Living Area
Gross Area	2,015 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Lot Area	3,034 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20083760
Street Address	98 SCHOOL ST
City	SOMERVILLE
State	MA
Zip	02143-1726
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	D
Legal Lot Number	19
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3008
Census Tract	351101

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 SCHOOL ST, SOMERVILLE, MA 02143-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2007 · Amount on Record
Deed Sale	Mar 21, 2007 · Amount on Record
Prior Sale	Jul 3, 2006 · Amount on Record
Deed Document Number	200749916
Deed Book / Page	49154 / 71
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	98 SCHOOL ST, SOMERVILLE, MA 02143-1726
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084097-458
Date	May 16, 2025
Book Page	84097/458
Instrument	53260

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	98 SCHOOL ST, SOMERVILLE, MA 02143-1726
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079603-577
Date	Jan 28, 2022
Book Page	79603/577
Instrument	15336

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,413.00 (+1.94%)	$766,200 (+1.28%) Building $766,200	$875,568 (+20.52%)
2025	$8,253.00 (+5.83%)	$756,500 (+2.05%) Building $756,500	$726,465 (+0.24%)
2024	$7,798.00 (+3.08%)	$741,300 (+1.33%) Building $741,300	$724,755
2023	$7,565.00	$731,600 Building $731,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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