Merrimack County and Concord City property record for 98 School St, #100, Concord, NH 03301
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2.5 ba · 3,804 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,000 (Jul 2018) |
| Tax Bill | $11,172 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:7322Z B:101 |
| Primary APN | CNCD M:7322Z B:101 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,804 sqft Living Area |
| Gross Area | 7,927 sqft |
| 1st Floor Area | 2,002 sqft |
| Attic | Attic |
| Attic Area | 1,838 sqft |
| Basement Area | 1,871 sqft |
| Unfinished Basement | 1,871 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 98 SCHOOL ST, 100 |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-2922 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RN |
| Legal Block | 101 |
| Legal Lot Number | 11 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 32300 |
98 School St, #100 is owned by two individuals who bought it in July 2018.
Source: Merrimack County and Concord City records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 SCHOOL ST, 100, CONCORD, NH 03301-2922 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit HERITAGE FAMILY CREDIT UNION |
| Jul 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION |
| Mar 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 23, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Prior Sale | Oct 7, 1996 · Amount on File |
| Deed Document Number | 201812256 |
| Deed Book / Page | 3601 / 582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 98 SCHOOL ST # 100, 100, CONCORD, NH 03301-2922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001088 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 3917/2684 |
| Instrument | 202600001088 |
| Name | HERITAGE FAMILY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Feb 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 98-100 SCHOOL ST, CONCORD, NH 03301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000017999 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 3748/1521 |
| Instrument | 202100017999 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 98-100 SCHOOL ST, CONCORD, NH 03301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000023258 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 3814/2325 |
| Instrument | 202200023258 |
| Name | TRIANGLE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 98-100 SCHOOL ST, CONCORD, NH 03301 |
| Document Number | 0036700553 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 98 SCHOOL ST #100 CONCORD NH 033012922, 100, CONCORD, NH 03301-2922 |
| Document Number | 0036700553 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 003670/000553 |
| Instrument | 5569 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 98-100 SCHOOL ST, CONCORD, NH 03301 |
| Document Number | 0036370017 |
| Instrument Date | Jun 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 98 SCHOOL ST #100 CONCORD NH 033012922, 100, CONCORD, NH 03301-2922 |
| Document Number | 0036370017 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 003637/000017 |
| Instrument | 11275 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | May 23, 2018 |
| Property Address | 98-100 SCHOOL ST, CONCORD, NH 03301 |
| Document Number | 0035950137 |
| Book / Page | 003595 / 000137 |
| Instrument Date | May 21, 2018 |
| Instrument | 8371 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $5,663.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 SCHOOL ST CONCORD NH 033012922, CONCORD, NH 03301-2922 |
The 2025 property tax bill for 98 School St, #100 was $11,172.
Source: Merrimack County and Concord City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,172.00 | $383,800 Land $114,000 Building $269,800 |
| 2023 | $11,907.00 (+3.75%) | $443,300 (-) Land $114,000 Building $329,300 |
| 2022 | $11,477.00 | $443,300 Land $114,000 Building $329,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 98 School St, #100 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 School St, #100 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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