98 Sachem Dr, Middletown, CT 06457 Property Records

Middletown City property record for 98 Sachem Dr, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,003 sqft · built 2006
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on File
Last Sale	$479,800 (Jun 2019)
Tax Bill	$16,949 (2026)
Deeds & Mortgages	Aug 2021 Refinance Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:07 L:0013`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:07 L:0013`
Alternative APN	`R14843`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,003 sqft Living Area
Gross Area	7,838 sqft
1st Floor Area	2,067 sqft
Attic	Attic
Attic Area	456 sqft
Basement Area	2,067 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R14843
Street Address	98 SACHEM DR
City	MIDDLETOWN
State	CT
Zip	06457-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	13
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3003
Census Tract	541401

Owner

98 Sachem Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 SACHEM DR, MIDDLETOWN, CT 06457-1707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Jun 3, 2019	Warranty Deed, Transfer · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Jan 10, 2005 · Amount on File
Deed Document Number	20193466680003
Deed Book / Page	1944 / 396
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	98 SACHEM DR, MIDDLETOWN, CT 06457-1707
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016-588
Date	Aug 9, 2021
Book Page	2016/588
Instrument	3635170015

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 3, 2019
Property Address	98 SACHEM DR, MIDDLETOWN, CT 06457-1707
Document Number	1944-396
Book / Page	001944 / 000396
Instrument Date	May 31, 2019
Instrument	3466680003
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 MAIDEN LN DURHAM CT 06422, DURHAM, CT 06422

Mortgage

Document Number	1944-399
Date	Jun 3, 2019
Book Page	001944/000399
Instrument	3466690016

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 98 Sachem Dr was $16,949.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,949.00	$479,000 (+3.21%) Land $94,120 Building $384,880	$742,858 (+128.65%)
2025		$464,120 (-) Land $94,120 Building $370,000	$324,884 Land $65,884 Building $259,000
2024	$15,635.00 (+5.47%)	$464,120 (-) Land $94,120 Building $370,000
2023	$14,824.00 (+24.26%)	$464,120 (+45.95%) Land $94,120 Building $370,000
2022	$11,930.00	$318,000 Land $62,750 Building $255,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Sachem Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Sachem Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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