98 S Sato Rd, Ava, IL 62907 Property Records

Jackson County property record for 98 S Sato Rd, Ava, IL 62907

Property Summary

Property Type	Rural Home
Lot Size	38 acres (1,655,280 sqft)
Owner	2 Individual Names on File
Last Sale	$6,666 (Feb 2022)
Tax Bill	$587 (2025)
Deeds & Mortgages	Jan 2019 Refinance Feb 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-27-100-007`

Property Details

APN / Parcel Number

Primary APN	`03-27-100-007`
Alternative APNs	`03-27-100-009-0011` `03-27-100-007-0011` `03-27-100-009`

Exterior

Lot Area	1,655,280 sqft (38 acres)

Location & Zoning

Street Address	98 S SATO RD
City	AVA
State	IL
Zip	62907-2280
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FROM 03-27-100-007 27-7-3 38 AC NW 1/4 NW 1/4 ( EX BEG PT 1063.94' S OF NW COR NW 1/4 SE 165' SE 107.48' SE 112.2' S 209.57' NW 368.56' TH N 263.57' TO POB) SEC 27 PLAT 2023900017 925/800 & 784 919/731 587/541 (MINERALS) 581/285 2015R
Jurisdiction	JACKSON IL
Township / Civil Division	ORA
Census Block Group	2
Census Block	2014
Census Tract	10100

Owner

98 S Sato Rd, a rural home, is owned and occupied by two individuals who bought it in February 2022.

Source: Jackson County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 S SATO RD, AVA, IL 62907-2280
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Feb 25, 2022	Warranty Deed, Transfer · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Jan 17, 2020	Loan Modification, Mortgage FIRST ST BK/CAMPBELL HILL
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/CAMPBELL HILL
May 25, 2017	Loan Modification, Mortgage FIRST ST BK/CAMPBELL HILL
Feb 15, 2017	Loan Modification, Mortgage FIRST ST BK/CAMPBELL HILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Deed Document Number	2022813
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	98 S SATO RD, AVA, IL 62907-2280
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000234
Date	Jan 22, 2019
Instrument	2019R000234

Lender

Name	FIRST STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2020

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Feb 25, 2022
Property Address	98 S SATO RD, AVA, IL 62907-2280
Document Number	0000000813
Instrument Date	Feb 24, 2022
Instrument	2022R000813
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000000814
Date	Feb 25, 2022
Instrument	2022R000814

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON IL
Property Address	98 S SATO RD, AVA, IL 62907-2280
Document Number	0000000274
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	98 S SATO RD AVA IL 629072280, AVA, IL 62907-2280

Mortgage

Document Number	0000000274
Date	Jan 24, 2020
Instrument	274

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2021

Interest

Rate	5.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	98 S SATO RD, AVA, IL 62907-2280
Document Number	0000003583
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	485 AVA RD MURPHYSBORO IL 629664266, MURPHYSBORO, IL 62966-4266

Mortgage

Document Number	0000003583
Date	Jul 31, 2017
Instrument	3583

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.75%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON IL
Property Address	98 S SATO RD, AVA, IL 62907-2280
Document Number	0000002624
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 AVA RD MURPHYSBORO IL 629664266, MURPHYSBORO, IL 62966-4266

Mortgage

Document Number	0000002624
Date	May 30, 2017
Instrument	2624

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 29, 2018

Interest

Rate	4.5%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON IL
Property Address	98 S SATO RD, AVA, IL 62907-2280
Document Number	0000001057
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 AVA RD MURPHYSBORO IL 629664266, MURPHYSBORO, IL 62966-4266

Mortgage

Document Number	0000001057
Date	Feb 21, 2017
Instrument	1057

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 20, 2018

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 98 S Sato Rd was $587, up 11.6% from the year before.

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Ora Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$587.00 (+11.6%)	$108,720 Land $43,050 Building $65,670
2024	$526.00
2022	$670.00	$48,190 Land $7,348 Building $40,842

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 S Sato Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 S Sato Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: BLIP Networks, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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